453 Cove Pointe Dr, Florence, SC 29501 Property Records

Florence County property record for 453 Cove Pointe Dr, Florence, SC 29501

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,099 sqft · built 2006
Lot Size	0.31 acres (13,304 sqft)
Owner	Individual Name on Record
Last Sale	$232,900 (Sep 2013)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09818-01-026`

Property Details

APN / Parcel Number

Primary APN	`09818-01-026`
Alternative APN	`15035125`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,099 sqft Living Area
1st Floor Area	1,816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	13,304 sqft (0.31 acres)
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	453 COVE POINTE DR
City	FLORENCE
State	SC
Zip	29501-7575
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOFFMEYER CROSSING LT26
Legal Subdivision	HOFFMEYER CROSSINGS
Legal Lot Number	26
Jurisdiction	FLORENCE SC
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1001
Census Tract	101

Owner

Source: Florence County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	453 COVE POINTE DR, FLORENCE, SC 29501-7575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2013 · Amount on Record
Deed Sale	Sep 27, 2013 · Amount on Record
Prior Sale	Jan 5, 2006 · Amount on Record
Deed Book / Page	490 / 1420
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLORENCE SC
Property Address	453 COVE POINTE DR, FLORENCE, SC 29501-7575
Document Number	0000006265
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	453 COVE POINTE DR FLORENCE SC 295017575, FLORENCE, SC 29501-7575

Mortgage

Document Number	0000006265
Date	May 14, 2020
Book Page	000853/000006
Instrument	6265

Lender

Name	SPC CU
Type	Credit Union
Address	HARTSVILLE, SC 29550

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 13, 2035

Tax Assessment & Valuation

Source: Florence County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Florence County
Unified School District	Florence School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,228.00 (+9.64%)	$13,023 (-99.86%) Land $1,040 Building $11,983	$325,587 (-98.6%) Land $26,000 Building $299,587
2023	$1,120.00 (+6.97%) Homeowner's exemption	$9,278,642 (+99,896.14%) Land $1,040,000 Building $8,238,642	$23,196,606 (+9,9%) Land $2,600,000 Building $20,596,606
2022	$1,047.00 Homeowner's exemption	$9,279 Land $1,040 Building $8,239	$231,966 Land $26,000 Building $205,966

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20