Florence County property record for 448 Cove Pointe Dr, Florence, SC 29501
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,110 sqft · built 2007 |
| Lot Size | 0.16 acres (7,016 sqft) |
| Owner | Individual Name on File |
| Last Sale | $223,300 (Aug 2018) |
| Tax Bill | $1,180 (2025) |
| Deeds & Mortgages | Apr 2020 Line of Credit Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09818-01-064 |
| Primary APN | 09818-01-064 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,110 sqft Living Area |
| 1st Floor Area | 1,818 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 7,016 sqft (0.16 acres) |
| Garage Type | Basement |
| Garage Area | 488 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Street Address | 448 COVE POINTE DR |
|---|---|
| City | FLORENCE |
| State | SC |
| Zip | 29501-7575 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOFFMEYER CROSSING LT64 |
| Legal Subdivision | HOFFMEYER CROSSINGS |
| Legal Lot Number | 64 |
| Jurisdiction | FLORENCE SC |
| Township / Civil Division | FLORENCE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 101 |
448 Cove Pointe Dr is owned and occupied by an individual who bought it in August 2018.
Source: Florence County records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 448 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BK |
| Aug 22, 2018 | Grant Deed, Transfer · Conventional with PMI FIRSTBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2018 · Amount on File |
| Deed Sale | Aug 22, 2018 · Amount on File |
| Prior Sale | Feb 1, 2013 · Amount on File |
| Deed Book / Page | 760 / 455 |
| Prior Transfer Date | Jan 16, 2013 |
| Prior Transfer Doc | 00B4481552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLORENCE SC |
| Property Address | 448 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Document Number | 0000006276 |
| Instrument Date | Apr 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 448 COVE POINTE DR FLORENCE SC 295017575, FLORENCE, SC 29501-7575 |
| Document Number | 0000006276 |
|---|---|
| Date | May 14, 2020 |
| Book Page | 000853/000106 |
| Instrument | 6276 |
| Name | FIRST MIDWEST BK |
|---|---|
| Type | Bank |
| Address | GURNEE, IL 60031 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 13, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLORENCE SC |
| Recording Date | Aug 22, 2018 |
| Property Address | 448 COVE POINTE DR, FLORENCE, SC 29501-7575 |
| Document Number | 0007600455 |
| Book / Page | 000760 / 000455 |
| Instrument Date | Jun 22, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $826.21 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 448 COVE POINTE DR FLORENCE SC 295017575, FLORENCE, SC 29501-7575 |
| Document Number | 7600462 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | 000760/000462 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 21, 2048 |
The 2025 property tax bill for 448 Cove Pointe Dr was $1,180.
Source: Florence County assessment roll, as of March 5, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Florence County |
| Unified School District | Florence School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,180.00 | $12,375 Land $1,040 Building $11,335 | $309,375 Land $26,000 Building $283,375 |
| 2023 | $1,081.00 (+7.56%) Homeowner's exemption | $8,914,065 (+99,900.73%) Land $1,040,000 Building $7,874,065 | $22,285,164 (+9,899.98%) Land $2,600,000 Building $19,685,164 |
| 2022 | $1,005.00 Homeowner's exemption | $8,914 Land $1,040 Building $7,874 | $222,852 Land $26,000 Building $196,852 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 448 Cove Pointe Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 448 Cove Pointe Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 79,745 people · EPA ID SC2110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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