453 Central Ave, Pontiac, MI 48341 Property Records

Oakland County property record for 453 Central Ave, Pontiac, MI 48341

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 970 sqft · built 1910
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Jun 2025)
Tax Bill	$810 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Mar 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`64-14-33-477-026`

Property Details

APN / Parcel Number

Primary APN	`64-14-33-477-026`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	970 sqft Living Area
1st Floor Area	798 sqft
Basement Area	687 sqft
Unfinished Basement	687 sqft
Game Room	Game Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	453 CENTRAL AVE
City	PONTIAC
State	MI
Zip	48341-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 33 SUB OF LOTS 235, 236, 237, 238, 239, 240, 241, 247, 248 & S 1/2 OF LOT 246 & W 150 FT OF N 1/2 OF LOT 246 & W 150 FT OF LOTS 243, 244, 245 OF FERRY FARM ADDITION LOT 673
Legal Range	10E
Legal Township	03N
Legal Section	33
Legal Subdivision	SUB
Legal Lot Number	246
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	3
Census Block	3028
Census Tract	142400

Owner

Source: Oakland County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	453 CENTRAL AVE, PONTIAC, MI 48341-3300
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Mar 24, 2021	Warranty Deed, Transfer · FHA Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Nov 17, 2017	Quit Claim Deed, Transfer Quitclaim
Sep 13, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 9, 2025 · Amount on Record
Deed Sale	Jun 9, 2025 · Amount on Record
Prior Sale	Mar 24, 2021 · Amount on Record
Deed Document Number	202569290
Deed Book / Page	60266 / 197
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	453 CENTRAL AVE, PONTIAC, MI 48341-3300
Transaction Type	Mortgage
Record Updated	Sep 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 CENTRAL AVE, PONTIAC, MI 48341-3300

Mortgage

Document Number	0000462237
Date	Oct 24, 2022
Book Page	58210/713
Instrument	462237

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2027

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Mar 24, 2021
Property Address	453 CENTRAL AVE, PONTIAC, MI 48341-3300
Document Number	0000074876
Book / Page	55934 / 722
Map Reference	LB 6 PG 39
Instrument Date	Mar 1, 2021
Instrument	74876
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$756.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1361 MILL CREEK DR, WATERFORD, MI 48327-3091

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 CENTRAL AVE, PONTIAC, MI 48341-3300

Mortgage

Document Number	0055934724
Date	Mar 24, 2021
Instrument	55934/724

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 17, 2017
Property Address	453 CENTRAL AVE, PONTIAC, MI 48341-3300
Document Number	0000212998
Book / Page	051304 / 000054
Instrument Date	Nov 3, 2017
Instrument	212998
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Tax	$197.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1361 MILL CREEK DR WATERFORD MI 483273091, WATERFORD, MI 48327-3091

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OAKLAND MI
Recording Date	Sep 13, 2017
Property Address	453 CENTRAL AVE, PONTIAC, MI 48341-3300
Document Number	0000170040
Book / Page	051065 / 000081
Instrument Date	Sep 5, 2017
Instrument	170040
Transaction Type	Foreclosure
Record Updated	Sep 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	12650 INGENUITY DR ORLANDO FL 328262703, ORLANDO, FL 32826-2703

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$810.00 (-9.9%) Homeowner's exemption	$28,170 (+27.01%)	$56,340 (+27.01%)
2024	$899.00 (+71.89%)
2023		$22,180	$44,360
2021	$523.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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