425 Central Ave, Pontiac, MI 48341 Property Records

Oakland County property record for 425 Central Ave, Pontiac, MI 48341

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,608 sqft · built 1970
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Tax Bill	$955 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-14-33-477-020`

Property Details

APN / Parcel Number

Primary APN	`64-14-33-477-020`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,608 sqft Living Area
1st Floor Area	1,060 sqft
Basement Area	430 sqft
Unfinished Basement	430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	150 ft deep x 70 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	65 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	425 CENTRAL AVE
City	PONTIAC
State	MI
Zip	48341-3300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T3N, R10E, SEC 33 SUB OF LOTS 235, 236, 237, 238, 239, 240, 241, 247, 248 & S 1/2 OF LOT 246 & W 150 FT OF N 1/2 OF LOT 246 & W 150 FT OF LOTS 243, 244, 245 OF FERRY FARM ADDITION LOT 669
Legal Range	10E
Legal Township	03N
Legal Section	33
Legal Subdivision	SUB
Legal Lot Number	246
Jurisdiction	OAKLAND MI
Township / Civil Division	PONTIAC
Census Block Group	3
Census Block	3028
Census Tract	142400

Owner

Source: Oakland County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	425 CENTRAL AVE, PONTIAC, MI 48341-3300
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Line of Credit GENISYS CU
Jun 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	425 CENTRAL AVE, PONTIAC, MI 48341-3300
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 CENTRAL AVE, PONTIAC, MI 48341-3300

Mortgage

Document Number	0000110630
Date	Apr 26, 2021
Book Page	56133/273
Instrument	110630

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Mar 22, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	425 CENTRAL AVE, PONTIAC, MI 48341-3300
Document Number	0000101083
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 CENTRAL AVE PONTIAC MI 483413300, PONTIAC, MI 48341-3300

Mortgage

Document Number	0000101083
Date	Jun 26, 2019
Book Page	052960/000438
Instrument	101083

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 25, 2029

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Pontiac City
Unified School District	Pontiac City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$955.00 (-8.96%) Homeowner's exemption	$48,300 (+18.18%)	$96,600 (+18.18%)
2024	$1,049.00 (+16.95%)
2023		$40,870	$81,740
2021	$897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONTIAC serves 63,776 people · EPA ID MI0005440
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Central Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures