4517 Kidwell Ln, Fort Wright (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 4517 Kidwell Ln, Fort Wright, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,806 sqft · built 2004
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$317,500 (Mar 2024)
Tax Bill	$3,146 (2025)
Deeds & Mortgages	Mar 2024 Second Mortgage Mar 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`045-10-01-229.00`

Property Details

APN / Parcel Number

Primary APN	`045-10-01-229.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,806 sqft Finished Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Construction Type	Brick
Foundation Type	Concrete
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	4517 KIDWELL LN
City	FT WRIGHT
State	KY
Zip	41017-9218
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOWLER RIDGE SEC 17 LOT 229
Legal Subdivision	FOWLER RIDGE
Legal Phase	17
Legal Lot Number	229
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	2
Census Block	2008
Census Tract	66801

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4517 KIDWELL LN, FT WRIGHT, KY 41017-9218
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST FINANCIAL BANK
Mar 29, 2024	Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
Mar 7, 2023	Warranty Deed, Transfer · Conventional Mortgage L&N FCU
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage STOCK YARDS BANK & TRUST CO
Feb 20, 2017	Grant Deed, Transfer · Conventional Mortgage UNION HM MTG
Feb 20, 2017	Quit Claim Deed, Transfer KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2024 · Amount on File
Deed Sale	Mar 29, 2024 · Amount on File
Prior Sale	Mar 7, 2023 · Amount on File
Deed Document Number	20241
Deed Book / Page	276 / 912
Prior Transfer Date	Sep 19, 2016
Prior Transfer Doc	0000000126
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	4517 KIDWELL LN, FT WRIGHT, KY 41017-9218
Transaction Type	Mortgage
Record Updated	Apr 10, 2024
Title Company	BRIDGETRUST TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900003
Date	Mar 29, 2024
Book Page	KCM 536/633
Instrument	24032905900003

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Mar 29, 2024
Property Address	4517 KIDWELL LN, FT WRIGHT, KY 41017-9218
Document Number	0005900001
Book / Page	KC 276 / 912
Map Reference	PL A-556
Instrument Date	Mar 27, 2024
Instrument	24032905900001
Transaction Type	Transfer
Record Updated	Apr 10, 2024
Title Company	BRIDGETRUST TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 TUSCANY VALLEY CT, CRESTVIEW HILLS, KY 41017-5475

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4517 KIDWELL LN, FT WRIGHT, KY 41017-9218

Mortgage

Document Number	0005900002
Date	Mar 29, 2024
Book Page	KCM 536/608
Instrument	24032905900002

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 7, 2023
Property Address	4517 KIDWELL LN, FT WRIGHT, KY 41017-9218
Document Number	0005900077
Book / Page	KC 216 / 518
Map Reference	PL A-556
Instrument Date	Mar 3, 2023
Instrument	23030705900077
Transaction Type	Transfer
Record Updated	Mar 28, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10980 APPALOOSA DR, WALTON, KY 41094-9653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4517 KIDWELL LN, FT WRIGHT, KY 41017-9218

Mortgage

Document Number	0005900078
Date	Mar 7, 2023
Instrument	23030705900078

Lender

Name	L&N FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7%
Type Change Date	Apr 1, 2038
Change Frequency	10 Years
Min Rate At Change	7%
Max Rate At Change	13%
Index	10-Year TN
Margin	7

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	4517 KIDWELL LN, FT WRIGHT, KY 41017-9218
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900043
Date	Jul 9, 2021
Book Page	239/935
Instrument	21070905900043

Lender

Name	STOCK YARDS BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40206

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2036

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Feb 20, 2017
Property Address	4517 KIDWELL LN, FT WRIGHT, KY 41017-9218
Document Number	0000000129
Book / Page	0I3900 / 000045
Instrument Date	Feb 17, 2017
Instrument	129
Transaction Type	Transfer
Record Updated	Jan 10, 2020
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$181.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4517 KIDWELL LN FORT WRIGHT KY 410179218, FORT WRIGHT, KY 41017-9218

Mortgage

Document Number	130
Date	Feb 20, 2017
Book Page	0I3900/000048
Instrument	130

Lender

Name	UNION HM MTG
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENTON KY
Recording Date	Feb 20, 2017
Property Address	4517 KIDWELL LN, FT WRIGHT, KY 41017-9218
Document Number	0000000126
Book / Page	0I3900 / 000039
Instrument Date	Sep 19, 2016
Instrument	126
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	KENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1069 LICKERT RD ALEXANDRIA KY 410019017, ALEXANDRIA, KY 41001-9017

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$317,500 (-) Land $35,000 Building $282,500	$317,500 (-) Land $35,000 Building $282,500
2025	$3,146.00 (+24.54%)	$317,500 (+33.97%) Land $15,000 Building $302,500	$317,500 (+33.97%) Land $15,000 Building $302,500
2023	$2,526.00	$237,000 Land $15,000 Building $222,000	$237,000 Land $15,000 Building $222,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

4517 Kidwell Ln, Fort Wright (Ft Mitchell), KY 41017 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2024: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Kidwell Ln

Nearby Streets

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