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4528 Junction Dr, Middleburg, FL 32068 Property Records

Clay County property record for 4528 Junction Dr, Middleburg, FL 32068 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1991
Square Footage1,573 sqft Living Area
Lot Size43,908 sqft (1 acres)
OccupancyOwner Occupied
Last Sale$260,000 (2025)
Tax Bill$2,172.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-04-24-005626-001-31

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area1,573 sqft Living Area
Gross Area1,993 sqft Gross Area
1st Floor1,573 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area43,908 sqft (1 acres)
Depth X Width287 ft x 153 ft Depth x Width
Garage TypeAttached Garage
Garage Area420 sqft Garage

Exterior Amenities

Pool Area450 sqft Pool
Patio Area216 sqft Patio
Porch Area16 sqft Porch
Storage Building216 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address4528 JUNCTION DR
CityMIDDLEBURG
StateFL
Zip32068-3254
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 9 OLD JENNINGS JUNCTION UNIT 2 AS REC OR 2194 PG 1802 2550 PG 1226, 3507 PG 1116, 437
Legal Range24E
Legal Township04S
Legal Section27
Legal SubdivisionOLD JENNINGS JUNCTION UNIT 2
Legal Lot Number9
Legal Unit2
JurisdictionCLAY FL
Minor Civil DivisionMIDDLEBURG-CLAY HILL
Census Blockgroup3
Census Block3027
Census Tract30204

Owner

Source: Clay County records · APN 27-04-24-005626-001-31

Assessment roll updated December 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4528 JUNCTION DR, MIDDLEBURG, FL 32068-3254
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
May 06, 2021Deed of Trust, Mortgage · Line of Credit
121 FINANCIAL CU
Mar 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Feb 10, 2021Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Aug 09, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 2025 · Amount on Record
Deed SaleJun 30, 2025 · Amount on Record
Prior SaleMar 19, 2025 · Amount on Record
Deed Doc Number202529785
Deed Book / Page4944 / 1520
Prior Transfer DateOct 12, 2020
Prior Transfer Doc0044141775
Record RefreshedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateSep 24, 2025
Property Address4528 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Document Number0049711795
Book / Page4971 / 1795
Map ReferenceMB 23 PG 27
Instrument DateSep 19, 2025
Instrument2025045063
Transaction TypeTransfer
Record UpdatedOct 17, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,625.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14571 MARSH VIEW DR, JACKSONVILLE BEACH, FL 32250-2058

Transferred To (Grantee/Buyer)

NameVerified Name
Address4528 JUNCTION DR, MIDDLEBURG, FL 32068-3254

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4528 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Transaction TypeMortgage
Record UpdatedMay 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044530485
DateMay 06, 2021
Book Page4453/485
Instrument2021028261
Lender
Name121 FINANCIAL CU
TypeCredit Union
AddressJACKSONVILLE, FL 32203
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 05, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4528 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Transaction TypeMortgage
Record UpdatedMar 29, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address4528 JUNCTION DR, MIDDLEBURG, FL 32068-3254

Mortgage

Document Number0044301749
DateMar 18, 2021
Book Page4430/1749
Instrument2021016698
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCLAY FL
Recording DateFeb 10, 2021
Property Address4528 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Document Number0044141775
Book / Page4414 / 1775
Map ReferenceMB 23 PG 27&28
Instrument DateOct 12, 2020
Instrument2021008507
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1676 NORTHGLEN CIR, 1676, MIDDLEBURG, FL 32068-6580

Transferred To (Grantee/Buyer)

NameVerified Name
Address4528 JUNCTION DR, MIDDLEBURG, FL 32068-3254

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address4528 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Document Number0042231533
Instrument DateAug 09, 2019
Transaction TypeMortgage
Record UpdatedSep 23, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4528 JUNCTION DR MIDDLEBURG FL 320683254, MIDDLEBURG, FL 32068-3254

Mortgage

Document Number0042231533
DateAug 20, 2019
Book Page004223/001533
Instrument44804
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 19, 2049

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,172.00 (+4.98%)$182,600 (+2.9%)$253,655 (+10.71%) Land $45,000 Building $208,655
2024$2,069.00 (-11.58%) Homeowner's exemption$177,454 (+3%)$229,115 (+1.48%) Land $35,000 Building $194,115
2023$2,340.00 (+8.58%) Homeowner's exemption$172,286 (+3%)$225,764 (+6.16%) Land $35,000 Building $190,764
2022$2,155.00 Homeowner's exemption$167,268$212,673 Land $35,000 Building $177,673

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 55% of the US · above 26% of Florida
Wildfire LikelihoodAbout 1 in 685 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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