4528 Eldorado Dr, Gardendale, AL 35071 Property Records

Jefferson County property record for 4528 Eldorado Dr, Gardendale, AL 35071

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,518 sqft · built 1977
Lot Size	0.573 acres (24,972 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Sep 2021)
Tax Bill	$1,539 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-00-16-4-004-020.000`

Property Details

APN / Parcel Number

Primary APN	`14-00-16-4-004-020.000`
Alternative APNs	`14164004020000RR00` `266848`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,518 sqft Living Area
Gross Area	3,224 sqft
1st Floor Area	1,518 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Wood
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	24,972 sqft
Lot Dimensions	262 ft deep x 71.8 ft wide
Terrain	Rolling
Porch	Porch
Porch Area	20 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	266848
Old Parcel Number	14164004020000RR00
Street Address	4528 ELDORADO DR
City	GARDENDALE
State	AL
Zip	35071-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 BK 1 EL DORADO 1ST ADD
Legal Range	03W
Legal Township	16S
Legal Section	16
Legal Quarter	SE
Legal Subdivision	EL DORADO 1 AD 14-16-4
Legal Block	1
Legal Lot Number	3
Jurisdiction	JEFFERSON AL
Township / Civil Division	GARDENDALE
Census Block Group	3
Census Block	3004
Census Tract	11708

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4528 ELDORADO DR, GARDENDALE, AL 35071-2608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Oct 5, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 23, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2021 · Amount on Record
Deed Sale	Sep 9, 2021 · Amount on Record
Prior Sale	Oct 5, 2020 · Amount on Record
Deed Document Number	2021104544
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Sep 9, 2021
Property Address	4528 ELDORADO DR, GARDENDALE, AL 35071-2608
Document Number	0000104544
Instrument Date	Sep 3, 2021
Instrument	2021104544
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 ELDORADO DR, GARDENDALE, AL 35071-2608

Mortgage

Document Number	0000104545
Date	Sep 9, 2021
Instrument	2021104545

Lender

Name	AMERIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Oct 5, 2020
Property Address	4528 ELDORADO DR, GARDENDALE, AL 35071-2608
Document Number	0000112551
Instrument Date	Oct 1, 2020
Instrument	112551
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1053 COMMERCE BLVD PELHAM AL 351241180, PELHAM, AL 35124-1180

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jun 23, 2020
Property Address	4528 ELDORADO DR, GARDENDALE, AL 35071-2608
Document Number	0000064382
Instrument Date	Jun 18, 2020
Instrument	64382
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5501 TANNER ST MOUNT OLIVE AL 351173204, MOUNT OLIVE, AL 35117-3204

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON AL
Recording Date	Dec 11, 2019
Property Address	4528 ELDORADO DR, GARDENDALE, AL 35071-2608
Document Number	0000128650
Instrument Date	Dec 9, 2019
Instrument	128650
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$145.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate
Address	5501 TANNER ST MOUNT OLIVE AL 351173204, MOUNT OLIVE, AL 35117-3204

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Gardendale City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,539.00 (+49.71%) Homeowner's exemption	$26,500 (+8.08%)	$265,000 (+8.08%) Land $80,000 Building $185,000
2023		$24,520 (+36.22%) Land $8,000 Building $16,520	$245,200 (+36.22%) Land $80,000 Building $165,200
2022	$1,028.00 Homeowner's exemption	$18,000 Land $4,410 Building $13,590	$180,000 Land $44,100 Building $135,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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