4520 Eldorado Dr, Gardendale, AL 35071 Property Records

Jefferson County property record for 4520 Eldorado Dr, Gardendale, AL 35071

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,485 sqft · built 1990
Lot Size	0.451 acres (19,665 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,711 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00-16-4-004-018.000`

Property Details

APN / Parcel Number

Primary APN	`14-00-16-4-004-018.000`
Alternative APNs	`14164004018000RR00` `266846`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,485 sqft Living Area
Gross Area	4,558 sqft
1st Floor Area	1,540 sqft
Upper Floors Area	1,350 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Aluminum/Vinyl
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	19,665 sqft (0.451 acres)
Lot Dimensions	207 ft deep x 95 ft wide
Porch	Porch
Porch Area	150 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Water Source	Commercial

Location & Zoning

Account Number	266846
Old Parcel Number	14164004018000RR00
Street Address	4520 ELDORADO DR
City	GARDENDALE
State	AL
Zip	35071-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 5 BLK 1 EL DORADO 1ST ADD
Legal Range	03W
Legal Township	16S
Legal Section	16
Legal Quarter	SE
Legal Subdivision	EL DORADO 1 AD 14-16-4
Legal Block	1
Legal Lot Number	5
Jurisdiction	JEFFERSON AL
Township / Civil Division	GARDENDALE
Census Block Group	3
Census Block	3004
Census Tract	11708

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4520 ELDORADO DR, GARDENDALE, AL 35071-2608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	4520 ELDORADO DR, GARDENDALE, AL 35071-2608
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 ELDORADO DR, GARDENDALE, AL 35071-2608

Mortgage

Document Number	0000020139
Date	Mar 10, 2026
Instrument	2026020139

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	4520 ELDORADO DR, GARDENDALE, AL 35071-2608
Transaction Type	Mortgage
Record Updated	Mar 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4520 ELDORADO DR, GARDENDALE, AL 35071-2608

Mortgage

Document Number	2021020710
Date	Feb 23, 2021
Instrument	2021020710

Lender

Name	HOMETOWN MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Gardendale City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,711.00 (+33.26%) Homeowner's exemption	$29,360 (+10.21%)	$293,500 (+10.17%) Land $40,000 Building $253,500
2023		$26,640 Land $4,000 Building $22,640	$266,400 Land $40,000 Building $226,400
2022	$1,284.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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