4528 Cottendale Dr, Durham, NC 27703 Property Records

Durham County property record for 4528 Cottendale Dr, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,755 sqft · built 2007
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Aug 2017)
Tax Bill	$5,069 (2026)
Deeds & Mortgages	May 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0759-06-6653`

Property Details

APN / Parcel Number

Primary APN	`0759-06-6653`
Alternative APNs	`0759-06-66-5377` `075901066653` `204268`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,755 sqft Heated Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4528 COTTENDALE DR
City	DURHAM
State	NC
Zip	27703-6242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	WOOD CHAPEL/PH:01/LT#12 PL:000168-000136
Legal Subdivision	WOOD CHAPEL
Legal Phase	1
Legal Lot Number	12
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	3
Census Block	3001
Census Tract	1809

Owner

4528 Cottendale Dr is owned by an individual who acquired it in May 2020.

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	112 MATTOCK CT, HOLLY SPRINGS, NC 27540-5860
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 9, 2017	Warranty Deed, Transfer · Conventional Mortgage ALLEN TATE MORTGAGE PARTNERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2017 · Amount on File
Deed Sale	Aug 9, 2017 · Amount on File
Prior Sale	Oct 27, 2008 · Amount on File
Deed Document Number	201727960
Deed Book / Page	8245 / 852
Last Transfer Date	May 18, 2020
Transfer Doc	0089470991
Record Updated	Oct 29, 2026

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DURHAM NC
Recording Date	May 18, 2020
Property Address	4528 COTTENDALE DR, DURHAM, NC 27703-6242
Document Number	0089470991
Book / Page	8947 / 991
Map Reference	MB 168 PG 136
Instrument Date	May 18, 2020
Instrument	2020018126
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 COTTENDALE DR, DURHAM, NC 27703-6242

Mortgage

Document Number	2020018127
Date	May 18, 2020
Instrument	2020018127

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 9, 2017
Property Address	4528 COTTENDALE DR, DURHAM, NC 27703-6242
Document Number	0082450852
Book / Page	8245 / 852
Map Reference	MB 168 PG 136
Instrument Date	Aug 3, 2017
Instrument	2017027960
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$516.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3207 IRISH PEACH DR, 3207, WINTER GARDEN, FL 34787-5613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 COTTENDALE DR, DURHAM, NC 27703-6242

Mortgage

Document Number	2017027961
Date	Aug 9, 2017
Instrument	2017027961

Lender

Name	ALLEN TATE MORTGAGE PARTNERS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4528 Cottendale Dr was $5,069, down 0.9% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,069.00 (-0.92%)	$498,842 (-3.35%) Land $100,625 Building $398,217	$498,842 (-3.35%) Land $100,625 Building $398,217
2025	$5,116.00	$516,157 Land $100,625 Building $415,532	$516,157 Land $100,625 Building $415,532
2023	$3,593.00 (+2.36%)	$274,306 Land $43,200 Building $231,106	$274,306 Land $43,200 Building $231,106
2022	$3,510.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4528 Cottendale Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4528 Cottendale Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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