4524 Cottendale Dr, Durham, NC 27703 Property Records

Durham County property record for 4524 Cottendale Dr, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,771 sqft · built 2013
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$334,000 (Aug 2020)
Tax Bill	$5,352 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0759-06-6540`

Property Details

APN / Parcel Number

Primary APN	`0759-06-6540`
Alternative APNs	`0759-06-65-4084` `075901066449` `204270`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,771 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4524 COTTENDALE DR
City	DURHAM
State	NC
Zip	27703-6242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	WOOD CHAPEL/PH:01/LT#14 PL:000168-000136
Legal Subdivision	WOOD CHAPEL
Legal Phase	1
Legal Lot Number	14
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	3
Census Block	3001
Census Tract	1809

Owner

4524 Cottendale Dr is owned and occupied by an individual who bought it in August 2020.

Source: Durham County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4524 COTTENDALE DR, DURHAM, NC 27703-6242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Jan 28, 2020	Grant Deed, Transfer · Conventional with PMI AMERICAN NATL BK & TR CO
Mar 4, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2020 · Amount on File
Deed Sale	Aug 20, 2020 · Amount on File
Prior Sale	Oct 1, 2013 · Amount on File
Deed Document Number	202034258
Deed Book / Page	9041 / 890
Prior Transfer Date	Dec 31, 2018
Prior Transfer Doc	0086060393
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 20, 2020
Property Address	4524 COTTENDALE DR, DURHAM, NC 27703-6242
Document Number	0090410890
Book / Page	9041 / 890
Map Reference	MB 177 PG 112-114
Instrument Date	Aug 19, 2020
Instrument	2020034258
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$668.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4524 COTTENDALE DR, DURHAM, NC 27703-6242

Mortgage

Document Number	2020034259
Date	Aug 20, 2020
Instrument	2020034259

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DURHAM NC
Recording Date	Jan 28, 2020
Property Address	4524 COTTENDALE DR, DURHAM, NC 27703-6242
Document Number	0088570710
Book / Page	008857 / 000710
Instrument Date	Jan 21, 2020
Instrument	3381
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	101 RONDELAY DR DURHAM NC 277039693, DURHAM, NC 27703-9693

Mortgage

Document Number	88570713
Date	Jan 28, 2020
Book Page	008857/000713
Instrument	3382

Lender

Name	AMERICAN NATL BK & TR CO
Address	DANVILLE, VA 24543-0191

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2050

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 4, 2019
Property Address	4524 COTTENDALE DR, DURHAM, NC 27703-6242
Document Number	0086060393
Book / Page	008606 / 000393
Instrument Date	Dec 31, 2018
Instrument	6568
Transaction Type	Transfer
Record Updated	Mar 13, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4524 COTTENDALE DR DURHAM NC 277036242, DURHAM, NC 27703-6242

Tax Assessment & Valuation

The 2026 property tax bill for 4524 Cottendale Dr was $5,352, up 2.5% from the year before.

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,352.00 (+2.53%)	$526,617 (-) Land $88,988 Building $437,629	$526,617 (-) Land $88,988 Building $437,629
2025	$5,220.00	$526,617 Land $88,988 Building $437,629	$526,617 Land $88,988 Building $437,629
2023	$3,618.00 (+2.35%)	$276,238 Land $38,272 Building $237,966	$276,238 Land $38,272 Building $237,966
2022	$3,535.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4524 Cottendale Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4524 Cottendale Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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