4526 Rapallo Ave, Winter Haven, FL 33884 Property Records

Polk County property record for 4526 Rapallo Ave, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,046 sqft · built 2026
Lot Size0.161 acres (7,013 sqft)
Owner2 Individual Names on File
Last Sale$330,770 (Jul 2026)
Tax Bill$972 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
May 2024 Sale
Flood ZoneZone X (minimal risk)
APN26-29-15-688505-000690

Property Details

APN / Parcel Number

Primary APN26-29-15-688505-000690
Alternative APN
  • 152926688505000690

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,046 sqft Living Area
Gross Area2,487 sqft
1st Floor Area2,046 sqft

Exterior

Year BuiltBuilt 2026
Effective Year BuiltEffective 2026
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area7,013 sqft (0.161 acres)
Garage TypeAttached
Garage Area441 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address4526 RAPALLO AVE
CityWINTER HAVEN
StateFL
Zip33884-3782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAMAR PHASE 6 AND PHASE 6D PB 203 PGS 7-17 LOT 69
Legal SubdivisionVILLAMAR PHASE 6 AND PHASE 6D
Legal Lot Number69
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4029
Census Tract14501

Owner

4526 Rapallo Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address4526 RAPALLO AVE, WINTER HAVEN, FL 33884-3782
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Special Warranty Deed · Conventional Mortgage
VANDERBILT MORTGAGE
May 9, 2024Special Warranty Deed, Transfer
INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2026 · Amount on File
Deed SaleJul 1, 2026 · Amount on File
Prior SaleMay 9, 2024 · Amount on File
Deed Document Number2026156600
Deed Book / Page14058 / 1238
Record UpdatedOct 29, 2026

July 2026: Special Warranty Deed

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJul 1, 2026
Property Address4526 RAPALLO AVE, WINTER HAVEN, FL 33884-3782
Document Number0000156600
Book / Page14058 / 1238
Instrument DateJun 26, 2026
Instrument2026156600
Record UpdatedJul 14, 2026
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$233,854.39
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4526 RAPALLO AVE, WINTER HAVEN, FL 33884-3782

Mortgage

Document Number0000156601,
DateJul 1, 2026
Instrument2026156601
Lender
NameVANDERBILT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.51%
Initial TypeFixed Rate
Max Rate-1%

May 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateMay 9, 2024
Property Address4526 RAPALLO AVE, WINTER HAVEN, FL 33884-3782
Document Number0000107918
Book / Page13110 / 844
Map ReferenceMB 203 PG 7-17
Instrument DateMay 2, 2024
Instrument2024107918
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount on Record
Tax$4,871.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address590 MADISON AVE # AVE13TH, AVE13TH, NEW YORK, NY 10022-2524

Transferred To (Grantee/Buyer)

NameVerified Name
Address3020 S FLORIDA AVE, LAKELAND, FL 33803-4053

Tax Assessment & Valuation

The 2025 property tax bill for 4526 Rapallo Ave was $972.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$52,000 (-) Land $52,000$52,000 (-) Land $52,000
2025$972.00$52,000 Land $52,000$52,000 Land $52,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4526 Rapallo Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 97 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4526 Rapallo Ave is high, ranking above 83% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 74% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

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