4518 Rapallo Ave, Winter Haven, FL 33884 Property Records

Polk County property record for 4518 Rapallo Ave, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,761 sqft · built 2025
Lot Size0.126 acres (5,502 sqft)
Owner2 Individual Names on File
Last Sale$307,900 (Jun 2025)
Tax Bill$972 (2025)
Deeds & MortgagesJun 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-15-688505-000710

Property Details

APN / Parcel Number

Primary APN26-29-15-688505-000710
Alternative APN
  • 152926688505000710

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,761 sqft Living Area
Gross Area2,182 sqft
1st Floor Area1,761 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area5,502 sqft (0.126 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area421 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address4518 RAPALLO AVE
CityWINTER HAVEN
StateFL
Zip33884-3782
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAMAR PHASE 6 AND PHASE 6D PB 203 PGS 7-17 LOT 71
Legal SubdivisionVILLAMAR PHASE 6 AND PHASE 6D
Legal Lot Number71
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4029
Census Tract14501

Owner

4518 Rapallo Ave is owned and occupied by two individuals who bought it in June 2025.

Source: Polk County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address4518 RAPALLO AVE, WINTER HAVEN, FL 33884-3782
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2025 · Amount on File
Deed SaleJun 25, 2025 · Amount on File
Prior SaleMar 12, 2025 · Amount on File
Deed Document Number2025147644
Deed Book / Page13597 / 1985
Record UpdatedOct 29, 2026

June 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateJun 25, 2025
Property Address4518 RAPALLO AVE, WINTER HAVEN, FL 33884-3782
Document Number0000147644
Book / Page13597 / 1985
Map ReferenceMB 203 PG 7-17
Instrument DateJun 18, 2025
Instrument2025147644
Transaction TypeTransfer
Record UpdatedOct 1, 2025
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,155.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address4518 RAPALLO AVE, WINTER HAVEN, FL 33884-3782

Mortgage

Document Number0135971990
DateJun 25, 2025
Instrument13597/1990
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 4518 Rapallo Ave was $972, down 68.4% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$233,005 (+348.09%) Land $52,000 Building $181,005$233,005 (+348.09%) Land $52,000 Building $181,005
2025$972.00 (-68.37%)$52,000 Land $52,000$52,000 Land $52,000
2024$3,073.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4518 Rapallo Ave in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 97 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4518 Rapallo Ave is high, ranking above 83% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 74% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Rapallo Ave

Nearby Streets

Search Property Records by Address or Parcel Number