4526 McCovery Rd, Mobile, AL 36695 Property Records

Mobile County property record for 4526 McCovery Rd, Mobile, AL 36695

Property Summary

Property TypeOther Improved
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on Record
Last Sale$25,900 (Jan 2021)
Tax Bill$218 (2025)
Deeds & MortgagesFeb 2022 Mortgage
May 2023 Mortgage
+ 7 more
Flood ZoneZone X (minimal risk)
APNR023405210000043001

Property Details

APN / Parcel Number

Primary APNR023405210000043001
Alternative APNs
  • 34 05 21 0 000 043.001
  • 04007881
  • 4007881

Exterior

Lot Area20,038 sqft (0.46 acres)
Utility Building130 sqft

Location & Zoning

Account Number4007881
Street Address4526 MCCOVERY RD
CityMOBILE
StateAL
Zip36695-9800
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOT 2 CROSSLEY HILLS ESTATES MBK 131 PAGE 10
Legal Range05S
Legal Township05S
Legal Section21
Legal SubdivisionCROSSLEY HILLS ESTATES
Legal Lot Number2
JurisdictionMOBILE AL
Township / Civil DivisionGRAND BAY
Census Block Group2
Census Block2011
Census Tract6503

Owner

Source: Mobile County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4526 MCCOVERY RD, MOBILE, AL 36695-9800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
May 16, 2023Deed of Trust, Mortgage · FHA Mortgage
RUSHMORE LOAN MANAGEMENT SERVICES LLC
Nov 30, 2023Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Feb 19, 2025Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Jul 22, 2024Deed of Trust, Mortgage · FHA Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Jan 20, 2021Warranty Deed, Transfer
ATTORNEY ONLY
Jan 20, 2021Warranty Deed, Subdivision Related Transfer
Oct 9, 2019Trustee's Deed, Foreclosure
NOT AVAILABLE
May 9, 2019Grant Deed, Subdivision Related Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2021 · Amount on Record
Deed SaleJan 20, 2021 · Amount on Record
Prior SaleOct 9, 2019 · Amount on Record
Deed Document Number20213351
Prior Transfer DateJan 14, 2021
Prior Transfer Doc0000003352
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address4526 MCCOVERY RD, MOBILE, AL 36695-9800
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4526 MCCOVERY RD, MOBILE, AL 36695-9800

Mortgage

Document Number0000010506
DateFeb 10, 2022
Instrument2022010506
Lender
NameLOANCARE LLC
TypeNon-Lending Institution
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term348 Months
DueFeb 1, 2051

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address4526 MCCOVERY RD, MOBILE, AL 36695-9800
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4526 MCCOVERY RD, MOBILE, AL 36695-9800

Mortgage

Document Number0000030521
DateMay 16, 2023
Instrument2023030521
Lender
NameRUSHMORE LOAN MANAGEMENT SERVICES LLC
TypeLending Institution
AddressIRVING, TX 75063
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term333 Months
DueFeb 1, 2051

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address4526 MCCOVERY RD, MOBILE, AL 36695-9800
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4526 MCCOVERY RD, MOBILE, AL 36695-9800

Mortgage

Document Number0000069898
DateNov 30, 2023
Instrument2023069898
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term327 Months
DueFeb 1, 2051

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address4526 MCCOVERY RD, MOBILE, AL 36695-9800
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4526 MCCOVERY RD, MOBILE, AL 36695-9800

Mortgage

Document Number0000010741
DateFeb 19, 2025
Instrument2025010741
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
TypeNon-Lending Institution
Address451 7TH ST SW, WASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term312 Months
DueFeb 1, 2051

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address4526 MCCOVERY RD, MOBILE, AL 36695-9800
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4526 MCCOVERY RD, MOBILE, AL 36695-9800

Mortgage

Document Number0000046262
DateJul 22, 2024
Instrument2024046262
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
TypeNon-Lending Institution
Address451 7TH ST SW, WASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term319 Months
DueFeb 1, 2051

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJan 20, 2021
Property Address4526 MCCOVERY RD, MOBILE, AL 36695-9800
Document Number0000003352
Instrument DateJan 14, 2021
Instrument3352
Transaction TypeTransfer
Record UpdatedFeb 23, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$160.00
Amount AccuracyConfirmed
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4526 MCCOVERY RD MOBILE AL 36695, MOBILE, AL 36695

January 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJan 20, 2021
Property Address4526 MCCOVERY RD, MOBILE, AL 36695-9800
Document Number0000003351
Map ReferenceMB 131 PG 10
Instrument DateJan 14, 2021
Instrument2021003351
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4526 MCCOVERY RD, 4526, MOBILE, AL 36695-9800

Transferred To (Grantee/Buyer)

NameVerified Name
Address6971 NEWTON DR, MOBILE, AL 36619-1310

October 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMOBILE AL
Recording DateOct 9, 2019
Property Address4526 MCCOVERY RD, MOBILE, AL 36695-9800
Document Number0000059489
Instrument DateSep 25, 2019
Instrument59489
Transaction TypeForeclosure
Record UpdatedOct 29, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$25.68
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 9850 MOBILE AL 366910850, MOBILE, AL 36691-0850

May 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMOBILE AL
Recording DateMay 9, 2019
Property Address4526 MCCOVERY RD, MOBILE, AL 36695-9800
Document Number0000025604
Instrument DateMar 31, 2019
Instrument25604
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8870 BEVERLY CT IRVINGTON AL 365443177, IRVINGTON, AL 36544-3177

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$218.00 (+19.78%)$1,920 (+62.71%) Land $1,180 Building $740$9,600 (+62.71%) Land $5,900 Building $3,700
2024$182.00 (+8.33%)$1,180 (+31.11%) Land $1,180$5,900 (+31.11%) Land $5,900
2023$168.00$900 Land $900$4,500 Land $4,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 99.3% of Alabama
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL · Fixed Wireless · Fiber in parts of the area
50 / 10

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