4512 McCovery Rd, Mobile, AL 36695 Property Records

Mobile County property record for 4512 McCovery Rd, Mobile, AL 36695 · Last verified January 2026

Property Summary

Property TypeOther Improved
Lot Size2.91 acres (126,760 sqft)
OwnerIndividual Name on File
Tax Bill$449 (2025)
Deeds & MortgagesAug 2024 Construction Loan
Flood ZoneZone X (minimal risk)
APNR023405210000043008

Property Details

APN / Parcel Number

Primary APNR023405210000043008
Alternative APNs
  • 34 05 21 0 000 043.008
  • 04007886
  • 4007886

Exterior

Lot Area126,760 sqft (2.91 acres)
Utility Building150 sqft

Location & Zoning

Account Number4007886
Old Parcel NumberR023405210000043008
Street Address4512 MCCOVERY RD
CityMOBILE
StateAL
Zip36695-9800
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOT 9 CROSSLEY HILLS ESTATES MBK 131 PAGE 10
Legal SubdivisionCROSSLEY HILLS ESTATES
Legal Lot Number9
JurisdictionMOBILE AL
Township / Civil DivisionGRAND BAY
Census Block Group2
Census Block2011
Census Tract6503

Owner

Source: Mobile County records · APN R023405210000043008

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4514A MCCOVERY RD, MOBILE, AL 36695-9800
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 08, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address4512 MCCOVERY RD, MOBILE, AL 36695-9800
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2608 WARD RD, MOBILE, AL 36693-2732

Mortgage

Document Number0000051421
DateAug 13, 2024
Instrument2024051421
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Address3701 ARCO CORPORATE DR STE 200, CHARLOTTE, NC 28273
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2054

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$449.00 (+4.66%)$6,900 (+9.87%) Land $6,340 Building $560$34,500 (+9.87%) Land $31,700 Building $2,800
2024$429.00 (+19.5%)$6,280 (+29.75%) Land $6,280$31,400 (+29.75%) Land $31,400
2023$359.00$4,840 Land $4,840$24,200 Land $24,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mobile County (01097C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010970065032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskHigh
above 74% of the US · above 96% of Alabama
Wildfire LikelihoodAbout 1 in 269 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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