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4525 Watkins St, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4525 Watkins St, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,612 sqft · built 1971
Lot Size1.02 acres (44,518 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (Jan 2002)
Tax Bill$809 (2024)
Deeds & MortgagesApr 2022 Mortgage
Apr 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN14-1N-29-0000-00303-0000

Property Details

APN / Parcel Number

Primary APN14-1N-29-0000-00303-0000
Alternative APN
  • N291140000003030000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,612 sqft Living Area
Gross Area3,044 sqft
1st Floor Area1,612 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area44,518 sqft (1.02 acres)
Lot Dimensions297 ft deep x 150 ft wide
Garage TypeDetached
Garage Area1,008 sqft
RV ParkingRV Parking
PorchFlorida Room
Porch Area296 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4525 WATKINS ST
CityPACE
StateFL
Zip32571-2511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDESCRIPITON PER DEED FOR 2012: COM WHERE NE CORN OF E2 OF W2 OF NW4 INCTS S R/W OF HWY 90 THN S ON E LN OF CO RD 725 FT THN W AT RT ANG 33 TO R/W FOR POB THN S ON RD 150 FT THN W 297.4 FT THN N 150 FT THN E 297.4 FT TO POB AS DES IN OR 1976 PG 217 &
Legal Range29W
Legal Township1N
Legal Section14
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group1
Census Block1014
Census Tract10704

Owner

Source: Santa Rosa County assessment roll, APN 14-1N-29-0000-00303-0000, as of December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4525 WATKINS ST, MILTON, FL 32571-2511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
PEN AIR FEDERAL CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 16, 2002 · Amount on Record
Deed SaleJan 16, 2002 · Amount on Record
Deed Book / Page1976 / 217
Last Transfer DateAug 31, 2012
Transfer Doc0031680108
Record UpdatedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4525 WATKINS ST, PACE, FL 32571-2511
Transaction TypeMortgage
Record UpdatedMay 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042721774
DateApr 19, 2022
Book Page4272/1774
Instrument202223358
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4525 WATKINS ST, PACE, FL 32571-2511
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyGUARANTEE TTL OF NORTHWEST F

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038190630
DateApr 11, 2019
Book Page3819/0630
Instrument201914540
Lender
NamePEN AIR FEDERAL CU
TypeCredit Union
AddressPENSACOLA, FL 32504
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll as of December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$115,771 (+20.22%)$198,946 (+11.15%) Land $30,000 Building $168,946
2024$809.00 (+26.41%) Homeowner's exemption Widower's exemption$96,300 (+3%)$178,985 (+2.92%) Land $30,000 Building $148,985
2023$640.00 (-4.62%) Homeowner's exemption Widower's exemption$93,495 (+3%)$173,913 (+4.66%) Land $30,000 Building $143,913
2022$671.00 Homeowner's exemption Disabled Person's exemption$90,772$166,163 Land $30,000 Building $136,163

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), as of November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims14 (1979–2020)
Claims Outside the SFHA11 of 14
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Wildfire

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 230 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Communications
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1570671, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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