Santa Rosa County property record for 4451 Watkins St, Pace, FL 32571 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,326 sqft · built 1975 |
| Lot Size | 0.68 acres (29,664 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,000 (Aug 2020) |
| Tax Bill | $1,130 (2024) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-1N-29-0000-00310-0000 |
| Primary APN | 14-1N-29-0000-00310-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,326 sqft Heated Area |
| Gross Area | 1,490 sqft |
| 1st Floor Area | 1,326 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 29,664 sqft (0.68 acres) |
| Lot Dimensions | 2,970 ft deep x 1,000 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 64 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 141N290000003100000 |
|---|---|
| Street Address | 4451 WATKINS ST |
| City | PACE |
| State | FL |
| Zip | 32571-2509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | *DESCRIPTION UPDATE FOR 2020* N 100 FT OF S 160 FT OF E2 OF NE4 OF SW4 OF NW4 OF SECTION 14 TOWNSHIP 1 NORTH RANGE 29 WEST AS |
| Legal Range | 29W |
| Legal Township | 01N |
| Legal Section | 14 |
| Legal Subdivision | WEST |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10704 |
Source: Santa Rosa County records · APN 14-1N-29-0000-00310-0000
Assessment roll updated July 1, 2024 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4451 WATKINS ST, PACE, FL 32571-2509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 02, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Aug 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on Record |
| Deed Sale | Aug 12, 2020 · Amount on Record |
| Prior Sale | Aug 12, 2020 · Amount on Record |
| Deed Document Number | 0039890456 |
| Deed Book / Page | 3989 / 456 |
| Last Transfer Date | Jul 25, 2025 |
| Transfer Doc | 0046410535 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4451 WATKINS ST, PACE, FL 32571-2509 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4451 WATKINS ST, PACE, FL 32571-2509 |
| Document Number | 0042530650 |
|---|---|
| Date | Mar 02, 2022 |
| Book Page | 4253/650 |
| Instrument | 202212667 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Aug 12, 2020 |
| Property Address | 4451 WATKINS ST, PACE, FL 32571-2509 |
| Document Number | 0039890456 |
| Book / Page | 3989 / 456 |
| Instrument Date | Jul 29, 2020 |
| Instrument | 202040821 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1103 6TH ST NW UNIT 1, 1103, WASHINGTON, DC 20001-3675 |
| Name | Verified Name |
|---|---|
| Address | 4451 WATKINS ST, PACE, FL 32571-2509 |
| Document Number | 0003989458 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 3989/458 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,130.00 (+6.4%) Homeowner's exemption | $124,364 (+3%) | $154,201 (+1.01%) Land $24,000 Building $130,201 |
| 2023 | $1,062.00 (+14.94%) Homeowner's exemption | $120,742 (+3%) | $152,654 (+4.82%) Land $24,000 Building $128,654 |
| 2022 | $924.00 Homeowner's exemption | $117,225 | $145,634 Land $24,000 Building $121,634 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 15 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force 13 of 15 on primary residences |
| Nearby Flood Claims | 14 (1979–2020) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Sep 2020, rainfall accumulation, Hurricane Sally |
| Flood Events |
|
| Wildfire Risk | Moderate above 60% of the US · above 33% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 662 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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