4525 Ray Rd, Linden, MI 48451 Property Records

Genesee County property record for 4525 Ray Rd, Linden, MI 48451

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,331 sqft · built 1887
Lot Size	2.39 acres (104,108 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Feb 2018)
Tax Bill	$1,939 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-04-100-024`

Property Details

APN / Parcel Number

Primary APN	`06-04-100-024`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,331 sqft Living Area
1st Floor Area	1,019 sqft
Basement Area	416 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	104,108 sqft (2.39 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4525 RAY RD
City	LINDEN
State	MI
Zip	48451-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	A PARCEL OF LAND BEG AT NW COR OF SEC TH S 89 DEG 16 MIN 30 SEC E 172.87 FT & S 89 DEG 45 MIN E 158.14 FT TH S 363.62 FT TH N
Legal Range	05R
Legal Township	06N
Legal Section	04
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	2
Census Block	2003
Census Tract	13110

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4525 RAY RD, LINDEN, MI 48451-9401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Feb 6, 2018	Warranty Deed, Transfer · Conventional Mortgage ELGA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2018 · Amount on Record
Deed Sale	Feb 6, 2018 · Amount on Record
Deed Document Number	20186566
Last Transfer Date	Nov 25, 2024
Transfer Doc	0000007536
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	4525 RAY RD, LINDEN, MI 48451-9401
Transaction Type	Mortgage
Record Updated	Jul 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 RAY RD, LINDEN, MI 48451-9401

Mortgage

Document Number	0000045018
Date	Jun 13, 2022
Instrument	202206130045018

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	GRAND BLANC, MI 48439

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 8, 2037

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 6, 2018
Property Address	4525 RAY RD, LINDEN, MI 48451-9401
Document Number	0000006566
Instrument Date	Jan 26, 2018
Instrument	6566
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	SARGENTS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 RAY RD LINDEN MI 484519401, LINDEN, MI 48451-9401

Mortgage

Document Number	5143
Date	Feb 6, 2018
Instrument	5143

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 5, 2033

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Fenton Charter Township
Unified School District	Linden Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,900 (+4.03%) Land $35,300 Building $57,600	$185,800 (+4.03%) Land $70,600 Building $115,200
2025	$1,939.00 (+2.21%) Homeowner's exemption	$89,300 (+17.81%)	$178,600 (+17.81%)
2024	$1,897.00 (+17.83%)
2023		$75,800	$151,600
2019	$1,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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