5094 Ray Rd, Linden, MI 48451 Property Records

Genesee County property record for 5094 Ray Rd, Linden, MI 48451

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,770 sqft · built 1966
Lot Size	0.468 acres (20,386 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Aug 2023)
Tax Bill	$3,685 (2025)
Deeds & Mortgages	Aug 2023 Sale May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-32-576-013`

Property Details

APN / Parcel Number

Primary APN	`15-32-576-013`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,770 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Bi-Level
Lot Area	20,386 sqft (0.468 acres)
Lot Dimensions	170 ft deep x 120 ft wide
Garage Area	1,024 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5094 RAY RD
City	LINDEN
State	MI
Zip	48451-9460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	LOT 13 LAKEWOOD SUB
Legal Subdivision	LAKEWOOD SUB
Legal Lot Number	13
Jurisdiction	GENESEE MI
Township / Civil Division	MUNDY
Census Block Group	1
Census Block	1041
Census Tract	12907

Owner

5094 Ray Rd is owned and occupied by an individual who bought it in August 2023.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	5094 RAY RD, LINDEN, MI 48451-9460
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC
May 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR NATIONAL BANK
May 16, 2022	Warranty Deed, Transfer SARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2023 · Amount on File
Deed Sale	Aug 7, 2023 · Amount on File
Prior Sale	May 16, 2022 · Amount on File
Deed Document Number	202344290
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Aug 7, 2023
Property Address	5094 RAY RD, LINDEN, MI 48451-9460
Document Number	0000044290
Map Reference	LB 43 PG 27
Instrument Date	Aug 1, 2023
Instrument	202308070044290
Transaction Type	Transfer
Record Updated	Aug 17, 2023
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$1,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 ALTOONA CT, VERNON HILLS, IL 60061-2009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	624 N WILDER RD, LAPEER, MI 48446-3427

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	5094 RAY RD, LINDEN, MI 48451-9460
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	CISLO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1823 S HARLEM AVE, JOPLIN, MO 64804-0441

Mortgage

Document Number	0000039037
Date	May 12, 2022
Instrument	202205120039037

Lender

Name	SUPERIOR NATIONAL BANK
Type	Bank
Address	HANCOCK, MI 49930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 16, 2022
Property Address	5094 RAY RD, LINDEN, MI 48451-9460
Document Number	0000039674
Map Reference	MB 43 PG 27
Instrument Date	May 9, 2022
Instrument	202205160039674
Transaction Type	Transfer
Record Updated	Jun 13, 2022
Title Company	SARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$1,886.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5088 TERRITORIAL RD, 5088, GRAND BLANC, MI 48439-2047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1823 S HARLEM AVE, JOPLIN, MO 64804-0441

Tax Assessment & Valuation

The 2025 property tax bill for 5094 Ray Rd was $3,685 with a homeowner's exemption, up 1.9% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Mundy Township
Unified School District	Linden Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,800 (+3.9%)	$207,600 (+3.9%)
2025	$3,685.00 (+1.85%) Homeowner's exemption	$99,900	$199,800
2024	$3,618.00
2023		$84,700	$169,400
2016	$1,593.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5094 Ray Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5094 Ray Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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