4525 Niagara Dr, Saint Louis, MO 63129 Property Records

St. Louis County property record for 4525 Niagara Dr, Saint Louis, MO 63129

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,162 sqft · built 1964
Lot Size	0.192 acres (8,350 sqft)
Owner	Trust Name on File
Tax Bill	$3,196 (2025)
Deeds & Mortgages	Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`31H-42-0291`

Property Details

APN / Parcel Number

Primary APN	`31H-42-0291`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,162 sqft Living Area
Gross Area	1,393 sqft
1st Floor Area	1,118 sqft
Basement Area	800 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Split Foyer
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,350 sqft (0.192 acres)
Lot Dimensions	119 ft deep x 115 ft wide
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Patio Area	180 sqft
Balcony Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4525 NIAGARA DR
City	SAINT LOUIS
State	MO
Zip	63129-3719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SAINT FRANCIS HEIGHTS PLAT 2 LOT 90
Legal Subdivision	SAINT FRANCIS HEIGHTS PLAT 2
Legal Lot Number	90
Jurisdiction	ST LOUIS MO
Township / Civil Division	OAKVILLE
Census Block Group	2
Census Block	2017
Census Tract	220442

Owner

4525 Niagara Dr is held in a trust since May 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Trust Name on File
Mailing Address	19148 MELROSE RD, WILDWOOD, MO 63038-1613
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 1999
Deed Sale	Oct 27, 1999
Deed Document Number	1999265
Deed Book / Page	2332 / 312
Last Transfer Date	May 18, 2021
Transfer Doc	0245610001
Record Updated	Oct 29, 2026

June 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 28, 2021
Property Address	4525 NIAGARA DR, SAINT LOUIS, MO 63129-3719
Document Number	0245610001
Book / Page	24561 / 1
Map Reference	MB 103 PG 34&35
Instrument Date	May 18, 2021
Instrument	2021062800118
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19148 MELROSE RD, WILDWOOD, MO 63038-1613

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4525 NIAGARA DR, SAINT LOUIS, MO 63129-3719

Tax Assessment & Valuation

The 2025 property tax bill for 4525 Niagara Dr was $3,196, up 4.7% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Mehlville R-IX School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,110 (-) Land $19,340 Building $31,770	$269,000 (-) Land $101,800 Building $167,200
2025	$3,196.00 (+4.72%)	$51,110 Land $19,340 Building $31,770	$269,000 Land $101,800 Building $167,200
2024	$3,052.00 (+1.26%)
2023	$3,014.00 (+25.53%)	$45,370 (+23.66%) Land $8,850 Building $36,520	$238,800 Land $46,600 Building $192,200
2022	$2,401.00	$36,690 Land $10,490 Building $26,200
2021			$193,100 Land $55,200 Building $137,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4525 Niagara Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4525 Niagara Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20