St. Louis County property record for 4502 Niagara Dr, Saint Louis, MO 63129
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 912 sqft · built 1964 |
| Lot Size | 0.195 acres (8,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Nov 2024) |
| Tax Bill | $3,112 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31H-51-0859 |
| Primary APN | 31H-51-0859 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Gross Area | 1,176 sqft |
| 1st Floor Area | 912 sqft |
| Game Room | Game Room |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Frame/Masonry |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,499 sqft (0.195 acres) |
| Lot Dimensions | 125 ft deep x 68 ft wide |
| Terrain | Above Road/Slope |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4502 NIAGARA DR |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63129-3720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | SAINT FRANCIS HEIGHTS PLAT 2 LOT 32 |
| Legal Subdivision | SAINT FRANCIS HEIGHTS PLAT 2 |
| Legal Lot Number | 32 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | OAKVILLE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 220442 |
4502 Niagara Dr is owned and occupied by two individuals who bought it in November 2024.
Source: St. Louis County records, as of October 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4502 NIAGARA DR, SAINT LOUIS, MO 63129-3720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · Line of Credit ALLIANCE CU |
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE CU |
| Dec 21, 2018 | Warranty Deed, Transfer FIRST CMNTY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2024 · Amount on File |
| Deed Sale | Nov 4, 2024 · Amount on File |
| Prior Sale | Dec 21, 2018 · Amount on File |
| Deed Document Number | 2024114345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 4502 NIAGARA DR, SAINT LOUIS, MO 63129-3720 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | FREEDOM TITLE LLC ST LOUIS |
| Name | Verified Name |
|---|---|
| Address | 4502 NIAGARA DR, SAINT LOUIS, MO 63129-3720 |
| Document Number | 0247861220 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 24786/1220 |
| Instrument | 2021040800237 |
| Name | ALLIANCE CU |
|---|---|
| Type | Credit Union |
| Address | FENTON, MO 63026 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 25, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 4502 NIAGARA DR, SAINT LOUIS, MO 63129-3720 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Title Company | FREEDOM TITLE LLC ST LOUIS |
| Name | Verified Name |
|---|---|
| Address | 4502 NIAGARA DR, SAINT LOUIS, MO 63129-3720 |
| Document Number | 0247861207 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 24786/1207 |
| Instrument | 2021040800236 |
| Name | ALLIANCE CU |
|---|---|
| Type | Credit Union |
| Address | FENTON, MO 63026 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Dec 21, 2018 |
| Property Address | 4502 NIAGARA DR, SAINT LOUIS, MO 63129-3720 |
| Document Number | 0233301281 |
| Book / Page | 023330 / 001281 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 255 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO-CLAYTON |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4502 NIAGARA DR ST LOUIS MO 631293720, ST LOUIS, MO 63129-3720 |
| Document Number | 233301284 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 023330/001284 |
| Instrument | 256 |
| Name | FIRST CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | CHESTERFIELD, MO 63005 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 20, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
The 2025 property tax bill for 4502 Niagara Dr was $3,112, up 41.4% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Mehlville R-IX School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $49,750 (-) Land $19,480 Building $30,270 | $261,800 (-) Land $102,500 Building $159,300 | |
| 2025 | $3,112.00 (+41.39%) | $49,750 Land $19,480 Building $30,270 | $261,800 Land $102,500 Building $159,300 |
| 2024 | $2,201.00 (+1.29%) | ||
| 2023 | $2,173.00 (+22.91%) | $32,600 (+20.7%) Land $8,910 Building $23,690 | $171,600 Land $46,900 Building $124,700 |
| 2022 | $1,768.00 | $27,010 Land $10,560 Building $16,450 | |
| 2021 | $142,200 Land $55,600 Building $86,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4502 Niagara Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4502 Niagara Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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