4525 NC 181, Morganton, NC 28655 Property Records

Burke County property record for 4525 NC 181, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,216 sqft · built 1997
Lot Size	7.69 acres (335,412 sqft)
Owner	2 Individual Names on File
Last Sale	$586,000 (Jan 2020)
Tax Bill	$5,748 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`1776144357`

Property Details

APN / Parcel Number

Primary APN	`1776144357`
Alternative APNs	`1776145378` `42337`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,216 sqft Living Area
Gross Area	8,819 sqft
1st Floor Area	1,910 sqft
Basement Area	784 sqft
Finished Basement	784 sqft
Flooring	Hardwood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Frame
Foundation Type	Stone
Roof Material	Asphalt
Lot Area	335,412 sqft (7.69 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	880 sqft
Deck Area	308 sqft
Patio Area	540 sqft
Shed	1 Shed
Shed Area	234 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	1776144357
Street Address	4525 NC 181
City	MORGANTON
State	NC
Zip	28655-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXED USE DIST
Legal Description	LO1, 2 & 3 PL52-68
Legal Subdivision	5.68 ACRES
Jurisdiction	BURKE NC
Township / Civil Division	UPPER CREEK
Census Block Group	1
Census Block	1002
Census Tract	20204

Owner

Source: Burke County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4525 NC 181, MORGANTON, NC 28655-9526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUEHARBOR BK
Jan 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 10, 2020 · Amount on Record
Deed Sale	Jan 10, 2020 · Amount on Record
Deed Document Number	0002443558
Deed Book / Page	2443 / 558
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4525 NC 181, MORGANTON, NC 28655-9526
Document Number	0024570767
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 NC 181 MORGANTON NC 28655, MORGANTON, NC 28655

Mortgage

Document Number	0024570767
Date	Apr 7, 2020
Book Page	002457/000767
Instrument	38933

Lender

Name	BLUEHARBOR BK
Type	Bank
Address	MOORESVILLE, NC 28117

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 10, 2020
Property Address	4525 NC 181, MORGANTON, NC 28655-9526
Document Number	0024430558
Book / Page	002443 / 000558
Instrument Date	Jan 10, 2020
Instrument	36048
Transaction Type	Transfer
Record Updated	Jan 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,400.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 6057 STATESVILLE NC 286876057, STATESVILLE, NC 28687-6057

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,748.00 (-0.69%)	$890,770 (-) Land $59,264 Building $831,506	$890,770 (-) Land $59,264 Building $831,506
2023	$5,788.00	$890,770 Land $59,264 Building $831,506	$890,770 Land $59,264 Building $831,506

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NC 181

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures