Burke County property record for 4515 NC 181, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,692 sqft · built 1991 |
| Lot Size | 34.2 acres (1,493,672 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Dec 2014) |
| Tax Bill | $3,515 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1776155231 |
| Primary APN | 1776155231 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,692 sqft Living Area |
| Gross Area | 4,107 sqft |
| 1st Floor Area | 1,766 sqft |
| Basement Area | 840 sqft |
| Finished Basement | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Material | Asphalt |
| Lot Area | 1,493,672 sqft (34.2 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 1,360 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 351 sqft |
| Deck Area | 360 sqft |
| Patio Area | 360 sqft |
| Lean-To | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4515 NC 181 |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL MIXED USE DIST |
| Legal Description | 4515 NC 181 MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | UPPER CREEK |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20204 |
Source: Burke County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4515 NC 181, MORGANTON, NC 28655-9526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2014 · Amount on Record |
| Deed Sale | Dec 31, 2014 · Amount on Record |
| Deed Document Number | 0002168272 |
| Deed Book / Page | 2168 / 272 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 4515 NC 181, MORGANTON, NC 28655-9526 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0025600627 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 2560/627 |
| Instrument | 2021009264 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: Burke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,515.00 (-0.65%) | $539,168 (-) Land $130,083 Building $409,085 | $539,168 (-) Land $130,083 Building $409,085 |
| 2023 | $3,538.00 | $539,168 Land $130,083 Building $409,085 | $539,168 Land $130,083 Building $409,085 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T DSL | 50 / 10 |
5G (outdoors only) and 4G LTE
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