4524 Vermilion Trl, Gilbert, MN 55741 Property Records

St. Louis County property record for 4524 Vermilion Trl, Gilbert, MN 55741 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,324 sqft · built 1992
Lot Size	0.35 acres (15,277 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Aug 2018)
Tax Bill	$4,106 (2026)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`677-0020-00330`

Property Details

APN / Parcel Number

Primary APN	`677-0020-00330`
Alternative APN	`1056857`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,324 sqft Gross Area
1st Floor Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Metal
Construction Type	Frame
Lot Area	15,277 sqft (0.35 acres)
Garage Area	720 sqft

Exterior Amenities

Porch	Porch
Porch Area	48 sqft
Deck Area	24 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1056857
Street Address	4524 VERMILION TRL
City	GILBERT
State	MN
Zip	55741-8049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 30 AND 31 SERIAL #
Legal Subdivision	HAENKES BEACH
Legal Lot Number	30
Jurisdiction	ST LOUIS MN
Township / Civil Division	MAKINEN
Census Block Group	1
Census Block	1024
Census Tract	11401

Owner

Source: St. Louis County records · APN 677-0020-00330

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4524 VERMILION TRL, GILBERT, MN 55741-8049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 27, 2018 · Amount on Record
Deed Sale	Aug 27, 2018 · Amount on Record
Prior Sale	Mar 07, 2006 · Amount on Record
Deed Document Number	20181339411
Record Updated	Sep 20, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 27, 2018
Property Address	4524 VERMILION TRL, GILBERT, MN 55741-8049
Document Number	00A1339411
Instrument Date	Aug 23, 2018
Instrument	A1339411
Transaction Type	Transfer
Record Updated	Sep 13, 2018
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$874.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4524 VERMILION TRL GILBERT MN 557418049, GILBERT, MN 55741-8049

Mortgage

Document Number	A1339412
Date	Aug 27, 2018
Instrument	A1339412

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,106.00 (+6.48%) Homeowner's exemption
2025	$3,856.00 (-2.87%) Homeowner's exemption	$410,400 (+3.04%) Land $104,700 Building $305,700	$410,400 (+3.04%) Land $104,700 Building $305,700
2024	$3,970.00	$398,300 (+9.6%) Land $101,800 Building $296,500	$398,300 (+9.6%) Land $101,800 Building $296,500
2022		$363,400 Land $89,900 Building $273,500	$363,400 Land $89,900 Building $273,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 18% of Minnesota
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Fiber	2,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.