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4520 Vermilion Trl, Gilbert, MN 55741 Property Records

St. Louis County property record for 4520 Vermilion Trl, Gilbert, MN 55741 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 1978
Lot Size0.47 acres (20,502 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Mar 2025)
Tax Bill$4,058 (2026)
Deeds & MortgagesMay 2019 Sale
Jan 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN677-0020-00310

Property Details

APN / Parcel Number

Primary APN677-0020-00310
Alternative APNs
  • 1007511
  • 1180581

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area1,680 sqft Gross Area
1st Floor Area960 sqft
Basement Area720 sqft
Finished Basement720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1982
Exterior MaterialWood
Construction TypeFrame
Lot Area20,502 sqft (0.47 acres)
Garage Area1,488 sqft
Deck Area204 sqft
Storage Building80 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelPropane

Location & Zoning

Account Number1180581
Street Address4520 VERMILION TRL
CityGILBERT
StateMN
Zip55741-8049
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 27, 28 AND 29 SERIAL #
Legal SubdivisionHAENKES BEACH
Legal Lot Number28
JurisdictionST LOUIS MN
Township / Civil DivisionMAKINEN
Census Block Group1
Census Block1024
Census Tract11401

Owner

Source: St. Louis County records · APN 677-0020-00310

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4520 VERMILION TRL, GILBERT, MN 55741-8049
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
May 20, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jan 18, 2018Quit Claim Deed, Mortgage · Conventional Mortgage
VENTURE BK
Jan 18, 2018Quit Claim Deed, Transfer
ALL AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 27, 2025 · Amount on Record
Deed SaleMar 27, 2025 · Amount on Record
Prior SaleOct 23, 2015 · Amount on Record
Deed Document Number20251507251
Prior Transfer DateDec 07, 2017
Prior Transfer Doc0001326118
Record UpdatedSep 20, 2026

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateMay 20, 2019
Property Address4520 VERMILION TRL, GILBERT, MN 55741-8049
Document Number00A1355005
Instrument DateApr 21, 2019
InstrumentA1355005
Transaction TypeTransfer
Record UpdatedJun 04, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1.65
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4520 VERMILION TRL GILBERT MN 557418049, GILBERT, MN 55741-8049

January 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateJan 18, 2018
Property Address4520 VERMILION TRL, GILBERT, MN 55741-8049
Document Number00A1326118
Instrument DateDec 07, 2017
InstrumentA1326118
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyALL AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4520 VERMIHON TRL GILBERT MN 55741, GILBERT, MN 55741

Mortgage

Document NumberA1326119
DateJan 18, 2018
InstrumentA1326119
Lender
NameVENTURE BK
TypeBank
AddressEAGAN, MN 55121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 17, 2033

January 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateJan 18, 2018
Property Address4520 VERMILION TRL, GILBERT, MN 55741-8049
Document Number00A1326120
Instrument DateDec 05, 2017
InstrumentA1326120
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyALL AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4520 VERMILION TRL GILBERT MN 557418049, GILBERT, MN 55741-8049

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
Unified School DistrictMesabi East School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,058.00 (+563.07%) Homeowner's exemption
2025$612.00 (-3.47%) Homeowner's exemption$406,500 (+3.07%) Land $164,500 Building $242,000$406,500 (+3.07%) Land $164,500 Building $242,000
2024$634.00$394,400 (+14.02%) Land $159,700 Building $234,700$394,400 (+14.02%) Land $159,700 Building $234,700
2022$345,900 Land $140,500 Building $205,400$345,900 Land $140,500 Building $205,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 18% of Minnesota
Wildfire LikelihoodAbout 1 in 9,091 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Mediacom CommunicationsFiber2,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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