Merced County property record for 4524 Lindsey Ln, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,823 sqft · built 2021 |
| Lot Size | 0.112 acres (4,894 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $364,500 (Jan 2022) |
| Tax Bill | $5,570 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Sep 2022 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 224-270-058-000 |
| Primary APN | 224-270-058-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,823 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Lot Area | 4,894 sqft (0.112 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 224-270-058 |
|---|---|
| Street Address | 4524 LINDSEY LN |
| City | MERCED |
| State | CA |
| Zip | 95348-9678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 38 BELLEVUE RANCH WEST VILLAGE 12 LOT A |
| Legal Subdivision | 5371 BELLEVUE RANCH WEST VILLA |
| Legal Lot Number | 38,A |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1007 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4524 LINDSEY LN, MERCED, CA 95348-9678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 25, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Sep 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jan 24, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DHI MORTGAGE COMPANY LTD |
| Oct 4, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jan 24, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) DHI MORTGAGE COMPANY LTD |
| Jan 24, 2022 | Deed of Trust, Mortgage · Commercial Mortgage DHI MORTGAGE COMPANY LTD |
| Jan 24, 2022 | Grant Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD |
| Feb 2, 2021 | Correction Deed FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Dec 22, 2020 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2022 · Amount on Record |
| Deed Sale | Jan 24, 2022 · Amount on Record |
| Prior Sale | Dec 22, 2020 · Amount on Record |
| Deed Document Number | 20223832 |
| Prior Transfer Date | Jan 26, 2021 |
| Prior Transfer Doc | 0000004726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 4524 LINDSEY LN, MERCED, CA 95348-9678 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4524 LINDSEY LN, MERCED, CA 95348-9678 |
| Document Number | 0000020094 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 2023020094 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 342 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 4524 LINDSEY LN, MERCED, CA 95348-9678 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4524 LINDSEY LN, MERCED, CA 95348-9678 |
| Document Number | 0000033679 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 2022033679 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 4524 LINDSEY LN, MERCED, CA 95348-9678 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4524 LINDSEY LN, MERCED, CA 95348-9678 |
| Document Number | 0000003835 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022003835 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 4524 LINDSEY LN, MERCED, CA 95348-9678 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4524 LINDSEY LN, MERCED, CA 95348-9678 |
| Document Number | 0000023623 |
|---|---|
| Date | Oct 4, 2024 |
| Instrument | 2024023623 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 4524 LINDSEY LN, MERCED, CA 95348-9678 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4524 LINDSEY LN, MERCED, CA 95348-9678 |
| Document Number | 0000003835 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022003835 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 4524 LINDSEY LN, MERCED, CA 95348-9678 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 4524 LINDSEY LN, MERCED, CA 95348-9678 |
| Document Number | 0000003834 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022003834 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 24, 2022 |
| Property Address | 4524 LINDSEY LN, MERCED, CA 95348-9678 |
| Document Number | 0000003832 |
| Map Reference | MB 81 PG 17-19 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2022003832 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3332 ANGEL DR, STOCKTON, CA 95209-5164 |
| Document Number | 0000003833 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022003833 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Number | 0000003834 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022003834 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 2, 2021 |
| Property Address | 4524 LINDSEY LN, MERCED, CA 95348-9678 |
| Document Number | 0000004726 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2021004726 |
| Record Updated | Jul 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 419 W MURRAY AVE, VISALIA, CA 93291-4970 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 22, 2020 |
| Property Address | 4524 LINDSEY LN, MERCED, CA 95348-9678 |
| Document Number | 0000049464 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 49464 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,158.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 419 W MURRAY AVE VISALIA CA 932914970, VISALIA, CA 93291-4970 |
| Investor | Possibly a Property Investor |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $394,306 (+2%) Land $92,006 Building $302,300 | |
| 2025 | $5,570.00 (+6.89%) | $386,575 (+4.04%) Land $90,202 Building $296,373 |
| 2023 | $5,211.00 (+4.32%) | $371,565 Land $86,700 Building $284,865 |
| 2022 | $4,995.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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