Merced County property record for 4520 Lindsey Ln, Merced, CA 95348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,823 sqft · built 2021 |
| Lot Size | 0.104 acres (4,509 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $378,000 (Jan 2022) |
| Tax Bill | $5,730 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Feb 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 224-270-059-000 |
| Primary APN | 224-270-059-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,823 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Wood |
| Lot Area | 4,509 sqft (0.104 acres) |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 224-270-059 |
|---|---|
| Street Address | 4520 LINDSEY LN |
| City | MERCED |
| State | CA |
| Zip | 95348-9678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 39 BELLEVUE RANCH WEST VILLAGE 12 LOT A |
| Legal Subdivision | 5371 BELLEVUE RANCH WEST VILLA |
| Legal Lot Number | 39,A |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1007 |
4520 Lindsey Ln is owned and occupied by two individuals who bought it in January 2022.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4520 LINDSEY LN, MERCED, CA 95348-9678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2022 | Grant Deed, Subdivision Related Transfer · FHA Mortgage STEARNS LENDING LLC |
| Feb 2, 2021 | Correction Deed FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Dec 22, 2020 | Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2022 · Amount on File |
| Deed Sale | Jan 26, 2022 · Amount on File |
| Prior Sale | Dec 22, 2020 · Amount on File |
| Deed Document Number | 20224151 |
| Prior Transfer Date | Jan 26, 2021 |
| Prior Transfer Doc | 0000004726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jan 26, 2022 |
| Property Address | 4520 LINDSEY LN, MERCED, CA 95348-9678 |
| Document Number | 0000004151 |
| Map Reference | MB 81 PG 17-19 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2022004151 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 8671 WREN CIR, ELK GROVE, CA 95624-1530 |
| Document Number | 0000004152 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 2022004152 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Feb 2, 2021 |
| Property Address | 4520 LINDSEY LN, MERCED, CA 95348-9678 |
| Document Number | 0000004726 |
| Instrument Date | Jan 26, 2021 |
| Instrument | 2021004726 |
| Record Updated | Jul 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 419 W MURRAY AVE, VISALIA, CA 93291-4970 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 22, 2020 |
| Property Address | 4520 LINDSEY LN, MERCED, CA 95348-9678 |
| Document Number | 0000049464 |
| Instrument Date | Dec 10, 2020 |
| Instrument | 49464 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $4,158.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 419 W MURRAY AVE VISALIA CA 932914970, VISALIA, CA 93291-4970 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 4520 Lindsey Ln was $5,730.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $409,049 (+2%) Land $92,006 Building $317,043 | |
| 2025 | $5,730.00 | $401,029 Land $90,202 Building $310,827 |
| 2023 | $5,360.00 (+2.23%) | $385,458 Land $86,700 Building $298,758 |
| 2022 | $5,243.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4520 Lindsey Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4520 Lindsey Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
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