Manatee County property record for 4523 Terrazza Ct, Bradenton, FL 34211
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,421 sqft · built 2019 |
| Lot Size | 0.186 acres (8,091 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000,000 (Feb 2025) |
| Tax Bill | $8,970 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2026 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5800-5270-9 |
| Primary APN | 5800-5270-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,421 sqft Living Area |
| Gross Area | 3,461 sqft |
| 1st Floor Area | 2,421 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 8,091 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 561 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 479 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4523 TERRAZZA CT |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34211-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU |
| Legal Description | LOT 761, ESPLANADE PH VIII SUBPH A & B PI#5800.5270/9 |
| Legal Range | 19E |
| Legal Township | 35S |
| Legal Section | 09 |
| Legal Subdivision | ESPLANADE PHASE VIII SUBPHASE A & B |
| Legal Lot Number | 761 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | MYAKKA CITY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2019 |
Source: Manatee County assessment roll, APN 5800-5270-9, as of August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4523 TERRAZZA CT, BRADENTON, FL 34211-2206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Mar 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Feb 21, 2025 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 25, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 22, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 23, 2019 | Grant Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 21, 2025 · Amount on Record |
| Deed Sale | Feb 21, 2025 · Amount on Record |
| Prior Sale | Dec 23, 2019 · Amount on Record |
| Deed Document Number | 202522680 |
| Prior Transfer Date | Mar 22, 2022 |
| Prior Transfer Doc | 0000041396 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 4523 TERRAZZA CT, BRADENTON, FL 34211-2206 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4523 TERRAZZA CT, BRADENTON, FL 34211-2206 |
| Document Number | 0041030922 |
|---|---|
| Date | Mar 19, 2026 |
| Instrument | 202641030922 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jun 12, 2026 |
| Property Address | 4523 TERRAZZA CT, BRADENTON, FL 34211-2206 |
| Document Number | 0000067807 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 202667807 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CLOSING PROCESSING DEPARTMEN |
| Name | Verified Name |
|---|---|
| Address | 4523 TERRAZZA CT, BRADENTON, FL 34211-2206 |
| Document Number | 0000067807, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 202667807 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 10, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Feb 21, 2025 |
| Property Address | 4523 TERRAZZA CT, BRADENTON, FL 34211-2206 |
| Document Number | 0041022680 |
| Map Reference | MB 62 PG 152-163 |
| Instrument Date | Feb 20, 2025 |
| Instrument | 202541022680 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | MSC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5520 BEARD AVE S, EDINA, MN 55410-2338 |
| Name | Verified Name |
|---|---|
| Address | 4523 TERRAZZA CT, BRADENTON, FL 34211-2206 |
| Document Number | 0041022681 |
|---|---|
| Date | Feb 21, 2025 |
| Instrument | 202541022681 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Mar 25, 2022 |
| Property Address | 4523 TERRAZZA CT, BRADENTON, FL 34211-2206 |
| Document Number | 0041041396 |
| Map Reference | MB 62 PG 152-163 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 202241041396 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4523 TERRAZZA CT, BRADENTON, FL 34211-2206 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Mar 22, 2022 |
| Property Address | 4523 TERRAZZA CT, BRADENTON, FL 34211-2206 |
| Document Number | 0041039693 |
| Map Reference | MB 62 PG 152-163 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 202241039693 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4523 TERRAZZA CT, BRADENTON, FL 34211-2206 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Dec 23, 2019 |
| Property Address | 4523 TERRAZZA CT, BRADENTON, FL 34211-2206 |
| Document Number | 0028191821 |
| Book / Page | 002819 / 001821 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 41128355 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,855.88 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4523 TERRAZZA CT BRADENTON FL 342112206, BRADENTON, FL 34211-2206 |
| Document Number | 28191823 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 002819/001823 |
| Instrument | 41128356 |
| Name | TAYLOR MORRISON HOME FUNDING |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2049 |
Source: Manatee County assessment roll as of August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $556,872 (+5.99%) | $757,353 (-3.24%) Land $168,300 Building $589,053 | |
| 2024 | $8,970.00 (+0.93%) | ||
| 2023 | $8,887.00 (+2.49%) Homeowner's exemption | $525,416 (+3%) | $782,733 (+26.23%) Land $168,300 Building $614,433 |
| 2022 | $8,671.00 Homeowner's exemption | $510,113 | $620,076 Land $165,000 Building $455,076 |
Source: FEMA National Flood Hazard Layer, Manatee County (12081C), as of September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810020191, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 260 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 260 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 249 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL6411132, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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