Manatee County property record for 4522 Terrazza Ct, Bradenton, FL 34211
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,391 sqft · built 2019 |
| Lot Size | 0.185 acres (8,091 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $995,000 (Mar 2024) |
| Tax Bill | $8,526 (2024) |
| Deeds & Mortgages | Jun 2025 Line of Credit Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5800.5240-9 |
| Primary APN | 5800.5240-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,391 sqft Living Area |
| Gross Area | 3,438 sqft |
| 1st Floor Area | 2,391 sqft |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 8,091 sqft (0.185 acres) |
| Garage Type | Attached |
| Garage Area | 561 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 486 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 351909580052409 |
|---|---|
| Street Address | 4522 TERRAZZA CT |
| City | BRADENTON |
| State | FL |
| Zip | 34211-2205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU |
| Legal Description | LOT 755, ESPLANADE PHASE VIII SUBPHASE A & B PI#5800.5240/9 |
| Legal Range | 19E |
| Legal Township | 35S |
| Legal Section | 09 |
| Legal Subdivision | ESPLANADE PHASE VIII SUBPHASE A & B |
| Legal Phase | 62 |
| Legal Tract | 579927 |
| Legal Lot Number | 755 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | MYAKKA CITY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2019 |
Source: Manatee County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4522 TERRAZZA CT, BRADENTON, FL 34211-2205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2025 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Dec 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC |
| Mar 21, 2024 | Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 21, 2024 · Amount on Record |
| Deed Sale | Mar 21, 2024 · Amount on Record |
| Deed Document Number | 202441028301 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 4522 TERRAZZA CT, BRADENTON, FL 34211-2205 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4522 TERRAZZA CT, BRADENTON, FL 34211-2205 |
| Document Number | 0041073558 |
|---|---|
| Date | Jun 12, 2025 |
| Instrument | 202541073558 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43230 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | May 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 4522 TERRAZZA CT, BRADENTON, FL 34211-2205 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4522 TERRAZZA CT, BRADENTON, FL 34211-2205 |
| Document Number | 0041144116 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 202541144116 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Mar 21, 2024 |
| Property Address | 4522 TERRAZZA CT, BRADENTON, FL 34211-2205 |
| Document Number | 0041028301 |
| Map Reference | MB 62 PGS 152 TO 163 |
| Instrument Date | Mar 18, 2024 |
| Instrument | 202441028301 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,965.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8174 REDONDA LOOP, LAKEWOOD RANCH, FL 34202-2639 |
| Name | Verified Name |
|---|---|
| Address | 4522 TERRAZZA CT, BRADENTON, FL 34211-2205 |
| Document Number | 0041028302 |
|---|---|
| Date | Mar 21, 2024 |
| Instrument | 202441028302 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.87% |
| Max Rate At Change | 8.87% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 12.8% |
Source: Manatee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $710,133 (+43.39%) Land $117,300 Building $592,833 | $710,133 (-5.26%) Land $117,300 Building $592,833 | |
| 2024 | $8,526.00 (+0.94%) | ||
| 2023 | $8,447.00 (+2.5%) Homeowner's exemption | $495,248 (+3%) | $749,544 (+33.1%) Land $117,300 Building $632,244 |
| 2022 | $8,241.00 Homeowner's exemption | $480,823 | $563,138 Land $115,000 Building $448,138 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 260 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 260 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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