4523 S Potter Rd, Monroe, NC 28112 Property Records

Union County property record for 4523 S Potter Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,012 sqft · built 1969
Lot Size	1.25 acres (54,624 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2023)
Tax Bill	$1,117 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-009-004A`

Property Details

APN / Parcel Number

Primary APN	`05-009-004A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
Gross Area	1,080 sqft
1st Floor Area	1,012 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,624 sqft (1.25 acres)
Garage Type	Detached
Garage Area	2,544 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Patio Area	44 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4523 S POTTER RD
City	MONROE
State	NC
Zip	28112-8623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#2 OPCR149
Legal Subdivision	CONTAINING 6
Jurisdiction	UNION NC
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3006
Census Tract	21005

Owner

4523 S Potter Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4523 S POTTER RD, MONROE, NC 28112-8623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage WHITLEY MORTGAGE ASSOCIATES INC
Feb 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage WHITLEY MORTGAGE ASSOCIATES INC
Dec 16, 2016	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Deed Document Number	202313130
Deed Book / Page	8720 / 25
Prior Transfer Date	Jan 28, 2014
Prior Transfer Doc	0006171487
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jun 2, 2023
Property Address	4523 S POTTER RD # S, S, MONROE, NC 28112-8623
Document Number	0000872025
Book / Page	8720 / 25
Map Reference	CAB R FILE 149
Instrument Date	Jun 2, 2023
Instrument	13130
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4523 S POTTER RD, MONROE, NC 28112-8623

Mortgage

Document Number	0000013131
Date	Jun 2, 2023
Instrument	13131

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4523 S POTTER RD # S, S, MONROE, NC 28112-8623
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000852486
Date	Jul 13, 2022
Book Page	8524/86
Instrument	24961

Lender

Name	WHITLEY MORTGAGE ASSOCIATES INC
Type	Mortgage Company
Address	MONROE, NC 28110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4523 S POTTER RD # S, S, MONROE, NC 28112-8623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7106696
Date	Feb 22, 2018
Book Page	7106/696
Instrument	0004542

Lender

Name	WHITLEY MORTGAGE ASSOCIATES INC
Type	Mortgage Company
Address	MONROE, NC 28110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4523 S POTTER RD # S, S, MONROE, NC 28112-8623
Document Number	6853752
Book / Page	006853 / 000752
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	Feb 24, 2017
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4523 S POTTER RD MONROE NC 281128623, MONROE, NC 28112-8623

Mortgage

Document Number	6853752
Date	Jan 3, 2017
Book Page	006853/000752
Instrument	26

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4523 S Potter Rd was $1,117.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,000 (-) Land $93,700 Building $138,300	$232,000 (-) Land $93,700 Building $138,300
2025	$1,117.00	$232,000 Land $93,700 Building $138,300	$232,000 Land $93,700 Building $138,300
2023	$1,070.00	$168,700 Land $80,000 Building $88,700	$168,700 Land $80,000 Building $88,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4523 S Potter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4523 S Potter Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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