4512 S Potter Rd, Monroe, NC 28112 Property Records

Union County property record for 4512 S Potter Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,512 sqft · built 2016
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Dec 2016)
Tax Bill	$2,702 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-006-065`

Property Details

APN / Parcel Number

Primary APN	`05-006-065`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,512 sqft Living Area
1st Floor Area	1,030 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	48,352 sqft (1.11 acres)
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4512 S POTTER RD
City	MONROE
State	NC
Zip	28112-8623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#10 OPCM054
Legal Subdivision	SUNSET RIDGE
Jurisdiction	UNION NC
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3010
Census Tract	21005

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4512 S POTTER RD, MONROE, NC 28112-8623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2016 · Amount on Record
Deed Sale	Dec 27, 2016 · Amount on Record
Prior Sale	Feb 20, 2014 · Amount on Record
Deed Document Number	201640434
Deed Book / Page	6848 / 289
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4512 S POTTER RD, MONROE, NC 28112-8623
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007303534
Date	Jan 25, 2019
Book Page	7303/534
Instrument	0001990

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Apr 18, 2022
Property Address	4512 S POTTER RD, MONROE, NC 28112-8623
Document Number	0008455249
Book / Page	8455 / 249
Map Reference	CAB M FILE 54
Instrument Date	Apr 4, 2022
Instrument	14182
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4512 S POTTER RD, MONROE, NC 28112-8623

Mortgage

Document Number	0000014183
Date	Apr 18, 2022
Instrument	14183

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$561,100 (-) Land $85,400 Building $475,700	$561,100 (-) Land $85,400 Building $475,700
2025	$2,702.00 (+15.52%)	$561,100 (+52.18%) Land $85,400 Building $475,700	$561,100 (+52.18%) Land $85,400 Building $475,700
2023	$2,339.00	$368,700 Land $43,800 Building $324,900	$368,700 Land $43,800 Building $324,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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