4523 Nicklaus Dr, Champaign, IL 61822 Property Records

Champaign County property record for 4523 Nicklaus Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.124 acres (5,414 sqft)
Owner	Individual Name on Record
Last Sale	$228,000 (Feb 2019)
Tax Bill	$7,825 (2024)
Deeds & Mortgages	Sep 2022 Transfer May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-20-29-405-011`

Property Details

APN / Parcel Number

Primary APN	`46-20-29-405-011`

Exterior

Architectural Style	Condo/Apartment
Lot Area	5,414 sqft (0.124 acres)

Location & Zoning

Street Address	4523 NICKLAUS DR
City	CHAMPAIGN
State	IL
Zip	61822-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 110A THE LEGENDS OF CHAMPAIGN PHASE 1
Legal Range	08E
Legal Township	19N
Legal Section	29
Legal Subdivision	THE LEGENDS OF CHAMPAIGN PHASE 1
Legal Lot Number	110A
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	2
Census Block	2079
Census Tract	1205

Owner

Source: Champaign County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4523 NICKLAUS DR, CHAMPAIGN, IL 61822-1166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Intrafamily Transfer, Transfer
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BUSEY BANK
Feb 7, 2019	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
May 8, 2017	Warranty Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2019 · Amount on Record
Deed Sale	Feb 7, 2019 · Amount on Record
Prior Sale	May 8, 2017 · Amount on Record
Deed Document Number	20191760
Last Transfer Date	May 4, 2022
Transfer Doc	0000017499
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 21, 2022
Property Address	4523 NICKLAUS DR, CHAMPAIGN, IL 61822-1166
Document Number	0000017499
Map Reference	DOC 2008R03385
Instrument Date	May 4, 2022
Instrument	2022R17499
Transaction Type	Transfer
Record Updated	Oct 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4523 NICKLAUS DR, CHAMPAIGN, IL 61822-1166

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	4523 NICKLAUS DR, CHAMPAIGN, IL 61822-1166
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012146
Date	May 25, 2021
Instrument	2021R12146

Lender

Name	BUSEY BANK
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.62%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Feb 7, 2019
Property Address	4523 NICKLAUS DR, CHAMPAIGN, IL 61822-1166
Document Number	0000001760
Map Reference	DOC 2008R03385
Instrument Date	Jan 25, 2019
Instrument	2019R01760
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4523 NICKLAUS DR, CHAMPAIGN, IL 61822-1166

Mortgage

Document Number	0000001761
Date	Feb 7, 2019
Instrument	2019R01761

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2039

Interest

Rate Type	Fixed Rate
Rate	4.37%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 8, 2017
Property Address	4523 NICKLAUS DR, CHAMPAIGN, IL 61822-1166
Document Number	0000007879
Map Reference	DOC2008R3385
Instrument Date	Apr 28, 2017
Instrument	2017R07879
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4523 NICKLAUS DR, CHAMPAIGN, IL 61822-1166

Mortgage

Document Number	0000007880
Date	May 8, 2017
Instrument	2017R07880

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$107,410 (+33.54%) Land $16,370 Building $91,040	$322,230 (+33.54%) Land $49,110 Building $273,120
2024	$7,825.00 (+14.28%)
2022	$6,847.00 Homeowner's exemption	$80,430 Land $12,260 Building $68,170	$241,290 Land $36,780 Building $204,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink, Verizon.

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