4523 N Spaulding Ave, Chicago, IL 60625 Property Records

Cook County property record for 4523 N Spaulding Ave, Chicago, IL 60625

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,228 sqft · built 1913
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Dec 2020)
Tax Bill	$10,663 (2023)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-14-219-013`

Property Details

APN / Parcel Number

Primary APN	`13-14-219-013`
Alternative APN	`13-14-219-013-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,228 sqft Living Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1914
Architectural Style	Multi-Family
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Tar & Gravel
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4523 N SPAULDING AVE
City	CHICAGO
State	IL
Zip	60625-7447
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	(NORTH)(WEST)(LAND) ASSN SUB OF EX S 665.6 FT EH NE SEC 14-40-13
Legal Range	13E
Legal Township	40N
Legal Section	14
Legal Subdivision	NORTH WEST LAND
Legal Block	7
Legal Lot Number	15
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	1
Census Block	1009
Census Tract	140702

Owner

4523 N Spaulding Ave is owned and occupied by an individual who bought it in December 2020.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4523 N SPAULDING AVE, CHICAGO, IL 60625-7447
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Warranty Deed, Transfer · Conventional Mortgage HOME PT FIN'L
Dec 20, 2017	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2020 · Amount on File
Deed Sale	Dec 15, 2020 · Amount on File
Prior Sale	Sep 11, 2013 · Amount on File
Deed Document Number	202025055
Prior Transfer Date	May 30, 2006
Prior Transfer Doc	0000035017
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Dec 15, 2020
Property Address	4523 N SPAULDING AVE, CHICAGO, IL 60625-7447
Document Number	2035025055
Instrument Date	Nov 30, 2020
Instrument	35025055
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	NTC - KEY W

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$625.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1008 W ARMITAGE AVE CHICAGO IL 606149261, CHICAGO, IL 60614-9261

Mortgage

Document Number	2035025056
Date	Dec 15, 2020
Instrument	35025056

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4523 N SPAULDING AVE, CHICAGO, IL 60625-7447
Document Number	1800312074
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4523 N SPAULDING AVE CHICAGO IL 606257447, CHICAGO, IL 60625-7447

Mortgage

Document Number	1800312074
Date	Jan 3, 2018
Instrument	312074

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,000 Land $13,125 Building $52,875	$660,000 Land $131,250 Building $528,750
2023	$10,663.00 (+2.59%)
2022	$10,394.00 Homeowner's exemption	$50,359 Land $10,500 Building $39,859	$503,590 Land $105,000 Building $398,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4523 N Spaulding Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4523 N Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 932 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Fiber	1,500 / 1,500

May also be available: AT&T, Google Fiber, T-Mobile, Verizon, Zentro.

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