4522 N Spaulding Ave, Chicago, IL 60625 Property Records

Cook County property record for 4522 N Spaulding Ave, Chicago, IL 60625

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,212 sqft · built 1908
Lot Size	0.086 acres (3,750 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jul 2017)
Tax Bill	$6,709 (2023)
Deeds & Mortgages	Apr 2021 Transfer Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-14-218-025`

Property Details

APN / Parcel Number

Primary APN	`13-14-218-025`
Alternative APN	`13-14-218-025-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1910
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,750 sqft (0.086 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	4522 N SPAULDING AVE
City	CHICAGO
State	IL
Zip	60625-5408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Range	13E
Legal Township	40N
Legal Section	14
Legal Subdivision	NORTHWEST LAND ASSOCIATION
Legal Block	6
Legal Lot Number	30
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2004
Census Tract	140702

Owner

4522 N Spaulding Ave is owned and occupied by an individual who acquired it in March 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4522 N SPAULDING AVE, CHICAGO, IL 60625-5408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jul 18, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2017 · Amount on File
Deed Sale	Jul 18, 2017 · Amount on File
Deed Document Number	201715069
Last Transfer Date	Mar 4, 2021
Transfer Doc	0000039324
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Apr 7, 2021
Property Address	4522 N SPAULDING AVE, CHICAGO, IL 60625-5408
Document Number	0009739324
Instrument Date	Mar 4, 2021
Instrument	2109739324
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4522 N SPAULDING AVE, CHICAGO, IL 60625-5408
Investor	Possibly a Property Investor

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	4522 N SPAULDING AVE, CHICAGO, IL 60625-5408
Document Number	1827549140
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9522 N SPAULDING AVE CHICAGO IL 60625, CHICAGO, IL 60625
Investor	Possibly a Property Investor

Mortgage

Document Number	1827549140
Date	Oct 2, 2018
Instrument	27549140

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 18, 2017
Property Address	4522 N SPAULDING AVE, CHICAGO, IL 60625-5408
Document Number	1719915069
Instrument Date	Jul 17, 2017
Instrument	19915069
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4700 N TALMAN AVE #2 CHICAGO IL 606252925, 2, CHICAGO, IL 60625-2925

Mortgage

Document Number	1719915070
Date	Jul 18, 2017
Instrument	19915070

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,000 Land $13,125 Building $26,875	$400,000 Land $131,250 Building $268,750
2023	$6,709.00 (+2.93%)
2022	$6,518.00 Homeowner's exemption	$35,000 Land $10,500 Building $24,500	$350,000 Land $105,000 Building $245,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4522 N Spaulding Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4522 N Spaulding Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 932 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Fiber	1,500 / 1,500

May also be available: AT&T, Google Fiber, T-Mobile, Verizon, Zentro.

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