Highlands County property record for 4523 Elson Ave, Sebring, FL 33875 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,316 sqft · built 2001 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,450 (Feb 2015) |
| Tax Bill | $2,499 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-02-35-28-050-1170-0320 |
| Primary APN | C-02-35-28-050-1170-0320 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,316 sqft Living Area |
| Gross Area | 1,668 sqft |
| 1st Floor Area | 1,206 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 115 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
| Porch Area | 212 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4523 ELSON AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-4895 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD TERR ADD SH #3 PB 2 PG 94 LOT 32 + N 1/2 LOT 33 BLK 117 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 02 |
| Legal Subdivision | LAKEWOOD TERRACE ADD SH 3 |
| Legal Block | 117 |
| Legal Lot Number | 32,33 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 961301 |
Source: Highlands County records · APN C-02-35-28-050-1170-0320
Assessment roll updated December 10, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2342 BRICKELL PL, OVIEDO, FL 32765-9055 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 1-800-HOME-LOAN |
| Mar 05, 2019 | Deed of Trust, Mortgage · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC |
| Jan 30, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 04, 2015 · Amount on Record |
| Deed Sale | Feb 04, 2015 · Amount on Record |
| Prior Sale | Dec 12, 2014 · Amount on Record |
| Deed Document Number | 20151761639 |
| Deed Book / Page | 2462 / 1121 |
| Last Transfer Date | Jan 18, 2019 |
| Transfer Doc | 0001927075 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4523 ELSON AVE, SEBRING, FL 33875-4895 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | A Z TEAM TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0001982000 |
|---|---|
| Date | Apr 08, 2020 |
| Book Page | 2747/1488 |
| Instrument | 1982000 |
| Name | 1-800-HOME-LOAN |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4523 ELSON AVE, SEBRING, FL 33875-4895 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | A Z TEAM TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0001931042 |
|---|---|
| Date | Mar 05, 2019 |
| Book Page | 2680/1440 |
| Instrument | 1931042 |
| Name | ANGEL OAK MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.61% |
| Type Change Date | Mar 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 6.61% |
| Max Rate At Change | 10.6% |
| Index | 1-Year LIBOR |
| Margin | 4 |
| Max Rate | 13.6% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jan 30, 2019 |
| Property Address | 4523 ELSON AVE, SEBRING, FL 33875-4895 |
| Document Number | 0001927075 |
| Book / Page | 002675 / 001468 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 1927075 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2342 BRICKELL PL OVIEDO FL 327659055, OVIEDO, FL 32765-9055 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $176,773 (+2%) Land $13,125 Building $163,648 | $176,773 (+2%) Land $13,125 Building $163,648 | |
| 2024 | $2,499.00 (+6.25%) | ||
| 2023 | $2,352.00 (+7.15%) | $173,309 (+11.45%) Land $11,250 Building $162,059 | $173,309 (+11.45%) Land $11,250 Building $162,059 |
| 2022 | $2,195.00 | $155,498 Land $6,750 Building $148,748 | $155,498 Land $6,750 Building $148,748 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | High above 84% of the US · above 75% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 149 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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