4514 Elson Ave, Sebring, FL 33875 Property Records

Highlands County property record for 4514 Elson Ave, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,182 sqft · built 1995
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Oct 2021)
Tax Bill	$2,500 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jun 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C-02-35-28-050-1160-0040`

Property Details

APN / Parcel Number

Primary APN	`C-02-35-28-050-1160-0040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,182 sqft Living Area
Gross Area	1,542 sqft
1st Floor Area	1,182 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	230 ft deep x 100 ft wide
Driveway	Concrete Driveway
Driveway Area	432 sqft
Parking Spaces	1 Parking Space
Porch	Screened Porch
Porch Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4514 ELSON AVE
City	SEBRING
State	FL
Zip	33875-4838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKEWOOD TERRACE ADD SHEET NO 3 PLAT BK 2-PG 94 LOTS 4 + 5 BLK 116
Legal Range	28E
Legal Township	35S
Legal Section	02
Legal Subdivision	LAKEWOOD TERRACE ADD SH 3
Legal Block	116
Legal Lot Number	4,5
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2029
Census Tract	961301

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4514 ELSON AVE, SEBRING, FL 33875-4838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU
Jun 2, 2020	Warranty Deed, Transfer · Line of Credit WAUCHULA STATE BANK
Oct 11, 2017	Warranty Deed, Transfer SOUTHEAST MTG/GA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on Record
Deed Sale	Oct 25, 2021 · Amount on Record
Prior Sale	Jun 2, 2020 · Amount on Record
Deed Document Number	20212060569
Deed Book / Page	2860 / 1049
Prior Transfer Date	May 4, 2006
Prior Transfer Doc	0001394561
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 25, 2021
Property Address	4514 ELSON AVE, SEBRING, FL 33875-4838
Document Number	0002060569
Book / Page	2860 / 1049
Map Reference	MB 2 PG 94
Instrument Date	Oct 22, 2021
Instrument	2060569
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,183.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	314 WILL DUKES RD, 314, WAUCHULA, FL 33873-9613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4514 ELSON AVE, SEBRING, FL 33875-4838

Mortgage

Document Number	0028601051
Date	Oct 25, 2021
Instrument	2860/1051

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 2, 2020
Property Address	4514 ELSON AVE, SEBRING, FL 33875-4838
Document Number	0001987377
Book / Page	2755 / 1673
Map Reference	MB 2 PG 94
Instrument Date	Jun 2, 2020
Instrument	1987377
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4514 ELSON AVE, 4514, SEBRING, FL 33875-4838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 WILL DUKES RD, WAUCHULA, FL 33873-9613

Mortgage

Document Number	0027551675
Date	Jun 2, 2020
Instrument	2755/1675

Lender

Name	WAUCHULA STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 5, 2040

Interest

Rate Type	Adjustable Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Oct 11, 2017
Property Address	4514 ELSON AVE, SEBRING, FL 33875-4838
Document Number	0001868197
Book / Page	002601 / 001701
Instrument Date	Oct 6, 2017
Instrument	1868197
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$769.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1832 SANDRA BLVD SEBRING FL 338701761, SEBRING, FL 33870-1761

Mortgage

Document Number	1868199
Date	Oct 11, 2017
Book Page	002601/001704
Instrument	1868199

Lender

Name	SOUTHEAST MTG/GA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2047

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$159,442 (+2.77%) Land $17,500 Building $141,942	$159,442 (+2.77%) Land $17,500 Building $141,942
2024	$2,500.00 (+5.62%)
2023	$2,367.00 (+7.15%)	$155,151 (+11.75%) Land $15,000 Building $140,151	$155,151 (+11.75%) Land $15,000 Building $140,151
2022	$2,209.00	$138,834 Land $9,000 Building $129,834	$138,834 Land $9,000 Building $129,834

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 75% of Florida
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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