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4523 Campfire Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4523 Campfire Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2024
Square Footage1,978 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
GarageFinished
Last Sale$421,000 (2025)
Tax Bill$7,899.00 (2025)

Property Details

APN / Parcel Number

Primary APN212630364300019000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,978 sqft Heated Area
Gross Area2,508 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished Garage
PorchOpen Porch
Porch Area110 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4523 CAMPFIRE RD
CitySAINT CLOUD
StateFL
Zip34772-6321
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER ED-4 LOT 1 REPLAT PB 33 PGS 1-5 LOT 900
Legal Lot Number1,900
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1004
Census Tract43209

Owner

Source: Osceola County records · APN 212630364300019000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4489 CROSS PRAIRIE PKWY, SAINT CLOUD, FL 34772-6300
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 03, 2025Special Warranty Deed, Subdivision Related Transfer
CAREFREE TITLE AGENCY INC
Aug 19, 2025Special Warranty Deed, Subdivision Related Transfer
CAREFREE TITLE AGENCY INC
Sep 03, 2025Special Warranty Deed, Subdivision Related Transfer
CAREFREE TITLE AGENCY INC
Jul 30, 2025Special Warranty Deed, Subdivision Related Transfer
CAREFREE TITLE AGENCY INC
Jul 28, 2025Special Warranty Deed, Subdivision Related Transfer
CAREFREE TITLE AGENCY INC
Jun 13, 2025Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
May 23, 2024Special Warranty Deed, Subdivision Related Transfer
CAREFREE TITLE AGENCY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 03, 2025 · Amount on Record
Deed SaleSep 03, 2025 · Amount on Record
Prior SaleSep 03, 2025 · Amount on Record
Deed Doc Number2025109963
Deed Book / Page6844 / 1383
Record RefreshedJun 08, 2026

September 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 03, 2025
Property Address4523 CAMPFIRE RD, SAINT CLOUD, FL 34772-6321
Document Number0068441383
Book / Page6844 / 1383
Map ReferenceMB 33 PG 1-5
Instrument DateAug 29, 2025
Instrument2025109963
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$2,947.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BOULEVARD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address4489 CROSS PRAIRIE PKWY, SAINT CLOUD, FL 34772-6300

August 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 19, 2025
Property Address4523 CAMPFIRE RD, SAINT CLOUD, FL 34772-6321
Document Number0068362927
Book / Page6836 / 2927
Map ReferenceMB 33 PG 1-5
Instrument DateAug 15, 2025
Instrument2025103189
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$2,541.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BOULEVARD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address4533 CROSS PRAIRIE PKWY, SAINT CLOUD, FL 34772-6300
InvestorPossibly a Property Investor

September 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 03, 2025
Property Address4523 CAMPFIRE RD, SAINT CLOUD, FL 34772-6321
Document Number0068440231
Book / Page6844 / 231
Map ReferenceMB 33 PG 1-5
Instrument DateAug 02, 2025
Instrument2025109571
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$2,730.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BOULEVARD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4578 HOMESTEAD TRL, SAINT CLOUD, FL 34772-6318

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 30, 2025
Property Address4523 CAMPFIRE RD, SAINT CLOUD, FL 34772-6321
Document Number0068262653
Book / Page6826 / 2653
Map ReferenceMB 33 PG 1-5
Instrument DateJul 28, 2025
Instrument2025094745
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$2,835.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BOULEVARD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address4525 CROSS PRAIRIE PKWY, SAINT CLOUD, FL 34772-6300

July 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 28, 2025
Property Address4523 CAMPFIRE RD, SAINT CLOUD, FL 34772-6321
Document Number0068252170
Book / Page6825 / 2170
Map ReferenceMB 33 PG 1-5
Instrument DateJul 25, 2025
Instrument2025093690
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$2,931.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BOULEVARD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address4521 CROSS PRAIRIE PKWY, SAINT CLOUD, FL 34772-6300

June 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 13, 2025
Property Address4523 CAMPFIRE RD, SAINT CLOUD, FL 34772-6321
Document Number0068041418
Book / Page6804 / 1418
Map ReferenceMB 33 PG 1-5
Instrument DateJun 04, 2025
Instrument2025075077
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,801.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BOULEVARD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address4561 CROSS PRAIRIE PKWY, SAINT CLOUD, FL 34772-6300

Mortgage

Document Number0068041421
DateJun 13, 2025
Instrument6804/1421
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2055

May 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 23, 2024
Property Address4523 CAMPFIRE RD, SAINT CLOUD, FL 34772-6321
Document Number0066050524
Book / Page6605 / 524
Map ReferenceMB 33 PG 1-5
Instrument DateMay 21, 2024
Instrument2024068020
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$2,942.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BOULEVARD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address4523 CAMPFIRE RD, SAINT CLOUD, FL 34772-6321

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$7,899.00 (+197.07%)$348,000 (+397.14%) Land $70,000 Building $278,000$348,000 (+397.14%) Land $70,000 Building $278,000
2024$2,659.00$70,000 Land $70,000$70,000 Land $70,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 78% of the US · above 67% of Florida
Wildfire LikelihoodAbout 1 in 157 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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