4505 Campfire Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4505 Campfire Rd, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2024
Square Footage1,680 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$413,100 (2024)
Tax Bill$6,649.00 (2025)

Property Details

APN / Parcel Number

Primary APN212630364300019030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,680 sqft Heated Area
Gross Area2,204 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished Garage
PorchOpen Porch
Porch Area104 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4505 CAMPFIRE RD
CitySAINT CLOUD
StateFL
Zip34772-6321
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER ED-4 LOT 1 REPLAT PB 33 PGS 1-5 LOT 903
Legal Lot Number1,903
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1004
Census Tract43209

Owner

Source: Osceola County records · APN 212630364300019030

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4505 CAMPFIRE RD, SAINT CLOUD, FL 34772-6321
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 28, 2024 · Amount on Record
Deed SaleJun 28, 2024 · Amount on Record
Deed Doc Number2024085017
Deed Book / Page6625 / 128
Record RefreshedJun 08, 2026

June 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 28, 2024
Property Address4505 CAMPFIRE RD, SAINT CLOUD, FL 34772-6321
Document Number0066250128
Book / Page6625 / 128
Map ReferenceMB 33 PG 1-5
Instrument DateJun 26, 2024
Instrument2024085017
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyCAREFREE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,891.70
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5337 MILLENIA LAKES BOULEVARD STE 410, 410, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

NameVerified Name
Address4505 CAMPFIRE RD, SAINT CLOUD, FL 34772-6321

Mortgage

Document Number2024085018
DateJun 28, 2024
Instrument2024085018
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2054
Interest
Rate TypeAdjustable Rate
Rate5.62%
Type Change DateOct 01, 2029
Change FrequencyAnnually
Min Rate At Change4.62%
Max Rate At Change5%
Index52-Week T-Bill (1-Year)
Max Rate6.62%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,649.00 Homeowner's exemption$321,300 Land $70,000 Building $251,300$321,300 Land $70,000 Building $251,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire LikelihoodAbout 1 in 153 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Campfire Rd

Nearby Streets

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