4522 Sabal Key Dr, Bradenton, FL 34203 Property Records

Manatee County property record for 4522 Sabal Key Dr, Bradenton, FL 34203

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,080 sqft · built 1999
Lot Size	0.017 acres (741 sqft)
Owner	2 Individual Names on File
Last Sale	$138,000 (Jun 2018)
Tax Bill	$2,319 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16977-0515-9`

Property Details

APN / Parcel Number

Primary APN	`16977-0515-9`
Alternative APN	`3518091697705159`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,080 sqft Living Area
Gross Area	1,200 sqft
1st Floor Area	540 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2008
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	741 sqft (0.017 acres)
Lot Dimensions	49 ft deep x 15 ft wide
View / Lot	Lake Front
Porch	Screened Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4522 SABAL KEY DR
City	BRADENTON
State	FL
Zip	34203-3116
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD-R
Legal Description	LOT 3 BLK 1 SABAL HARBOUR PHASE 1B PI#16977.0515/9
Legal Range	18E
Legal Township	35S
Legal Section	09
Legal Subdivision	SABAL HARBOUR PHASE I-B
Legal Tract	01697701
Legal Block	1
Legal Lot Number	3
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2010
Census Tract	804

Owner

4522 Sabal Key Dr, a townhouse, is owned and occupied by two individuals who acquired it in March 2021.

Source: Manatee County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4522 SABAL KEY DR, BRADENTON, FL 34203-3116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA
Mar 11, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 15, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on File
Deed Sale	Jun 15, 2018 · Amount on File
Prior Sale	Apr 15, 2011 · Amount on File
Deed Document Number	201861500
Deed Book / Page	2733 / 4219
Last Transfer Date	Mar 3, 2021
Transfer Doc	0000031930
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4522 SABAL KEY DR, BRADENTON, FL 34203-3116
Transaction Type	Mortgage
Record Updated	Jun 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4522 SABAL KEY DR, BRADENTON, FL 34203-3116

Mortgage

Document Number	0041056839
Date	May 30, 2023
Instrument	202341056839

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 2, 2038

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Mar 11, 2021
Property Address	4522 SABAL KEY DR, BRADENTON, FL 34203-3116
Document Number	202141031930
Map Reference	MB 33 PG 170-175
Instrument Date	Mar 3, 2021
Instrument	202141031930
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	NOT AVAILABLE, APEX TITLE FLORIDA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4522 SABAL KEY DR, BRADEN RIVER, FL 34203-3116

Mortgage

Document Number	202141031931
Date	Mar 11, 2021
Instrument	202141031931

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jun 15, 2018
Property Address	4522 SABAL KEY DR, BRADENTON, FL 34203-3116
Document Number	0027334219
Book / Page	2733 / 4219
Map Reference	MB33 PG170-175
Instrument Date	Jun 1, 2018
Instrument	201841061500
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$966.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3511 CORROTOMAN RD, 3511, GLEN ALLEN, VA 23060-7252

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6306 W HOLBROOK ST, CHICAGO, IL 60646-4607

Mortgage

Document Number	201841061501
Date	Jun 15, 2018
Instrument	201841061501

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4522 Sabal Key Dr was $2,319 with a homeowner's exemption, up 3.5% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$186,217 (+2.7%)	$190,407 (-5.38%) Land $45,900 Building $144,507
2025	$2,319.00 (+3.53%) Homeowner's exemption	$181,321	$201,224 Land $45,900 Building $155,324
2024	$2,240.00 (+2.19%)
2023	$2,192.00 (+14.64%) Homeowner's exemption	$171,079 (+19.09%)	$195,449 (+16.57%) Land $45,900 Building $149,549
2022	$1,912.00 Homeowner's exemption	$143,651	$167,663 Land $45,000 Building $122,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4522 Sabal Key Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4522 Sabal Key Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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