4609 Sabal Key Dr, Bradenton, FL 34203 Property Records

Manatee County property record for 4609 Sabal Key Dr, Bradenton, FL 34203

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 1,080 sqft · built 2001
Lot Size	0.017 acres (741 sqft)
Owner	Individual Name on File
Last Sale	$289,000 (Dec 2023)
Tax Bill	$3,217 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16977-1065-9`

Property Details

APN / Parcel Number

Primary APN	`16977-1065-9`
Alternative APN	`3518091697710659`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,080 sqft Living Area
Gross Area	1,200 sqft
1st Floor Area	540 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	741 sqft (0.017 acres)
Lot Dimensions	49 ft deep x 15 ft wide
View / Lot	Lake Front
Porch	Screened Porch
Porch Area	80 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4609 SABAL KEY DR
City	BRADENTON
State	FL
Zip	34203-3117
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PD-R
Legal Description	LOT 3 BLK 17 SABAL HARBOUR PHASE 1B PI#16977.1065/9
Legal Range	18E
Legal Township	35S
Legal Section	09
Legal Subdivision	SABAL HARBOUR PHASE I-B
Legal Tract	01697701
Legal Block	17
Legal Lot Number	3
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2010
Census Tract	804

Owner

4609 Sabal Key Dr, a townhouse, is owned by an individual who bought it in December 2023.

Source: Manatee County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	15021 DECEMBER WAY, ROSEMOUNT, MN 55068-5521
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Warranty Deed, Transfer · Conventional Mortgage WINGS FINANCIAL FCU
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 18, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 13, 2018	Warranty Deed, Transfer · Conventional Mortgage CSTONE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Prior Sale	Feb 18, 2022 · Amount on File
Deed Document Number	2023130231
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 8, 2023
Property Address	4609 SABAL KEY DR, BRADENTON, FL 34203-3117
Document Number	0041130231
Map Reference	MB 33 PG 170
Instrument Date	Dec 6, 2023
Instrument	202341130231
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	PREFERRED SETTLEMENT SERVICES, PREFERRED SETTLEMENT SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,023.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6115 10TH AVE W, BRADENTON, FL 34209-4110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15021 DECEMBER WAY, ROSEMOUNT, MN 55068-5521

Mortgage

Document Number	0041130232
Date	Dec 8, 2023
Instrument	202341130232

Lender

Name	WINGS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year T-Bill
Max Rate	12.2%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4609 SABAL KEY DR, BRADENTON, FL 34203-3117
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4084 HONEYCUTT ST, SAN DIEGO, CA 92109-6222

Mortgage

Document Number	0041008962
Date	Jan 22, 2021
Instrument	202141008962

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 18, 2022
Property Address	4609 SABAL KEY DR, BRADENTON, FL 34203-3117
Document Number	0041022816
Map Reference	MB 33 PG 170
Instrument Date	Feb 9, 2022
Instrument	202241022816
Transaction Type	Transfer
Record Updated	Feb 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,716.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3970 CROWN POINT DR, SAN DIEGO, CA 92109-6104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 SABAL KEY DR, BRADEN RIVER, FL 34203-3117

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Nov 13, 2018
Property Address	4609 SABAL KEY DR, BRADENTON, FL 34203-3117
Document Number	0041113911
Book / Page	2756 / 0705
Map Reference	MB33 PG170-175
Instrument Date	Nov 8, 2018
Instrument	201841113911
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$994.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4247 COTTAGE HILL AVE, 4247, PARRISH, FL 34219-1642

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3970 CROWN POINT DR, SAN DIEGO, CA 92109-6104

Mortgage

Document Number	0041113912
Date	Nov 13, 2018
Instrument	201841113912

Lender

Name	CSTONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4609 Sabal Key Dr was $3,217, down 0.6% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,717 (-5.37%) Land $45,900 Building $146,817	$192,717 (-5.37%) Land $45,900 Building $146,817
2025	$3,217.00 (-0.65%)	$203,657 Land $45,900 Building $157,757	$203,657 Land $45,900 Building $157,757
2024	$3,238.00 (+1.95%)
2023	$3,176.00 (+30.65%)	$197,809 (+17.57%) Land $45,900 Building $151,909	$197,809 (+17.57%) Land $45,900 Building $151,909
2022	$2,431.00	$168,243 Land $45,000 Building $123,243	$168,243 Land $45,000 Building $123,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4609 Sabal Key Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4609 Sabal Key Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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