4522 Meadow Ln, Ruma (Red Bud), IL 62278 Property Records

Randolph County property record for 4522 Meadow Ln, Ruma, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Sep 2025)
Tax Bill	$3,019 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Sep 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-007-003-00`

Property Details

APN / Parcel Number

Primary APN	`14-007-003-00`

Exterior

Lot Area	35,284 sqft (0.81 acres)
Lot Dimensions	175 ft deep x 175 ft wide

Location & Zoning

Street Address	4522 MEADOW LN
City	RUMA
State	IL
Zip	62278-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	296/846 568/32 818/587 2012R00710 2019R02515 2025R02756 PT NE NW 175' X 175' SEC 5 T5 R8
Legal Range	08
Legal Township	05
Legal Section	05
Jurisdiction	RANDOLPH IL
Township / Civil Division	RUMA
Census Block Group	2
Census Block	2037
Census Tract	950900

Owner

Source: Randolph County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4522 MEADOW LN, RUMA, IL 62278-2642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 25, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 7, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on Record
Deed Sale	Sep 25, 2025 · Amount on Record
Deed Document Number	20252756
Prior Transfer Date	Jan 31, 2012
Prior Transfer Doc	0000000710
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Sep 25, 2025
Property Address	4522 MEADOW LN, RUMA, IL 62278-2642
Document Number	2025R02756
Instrument Date	Sep 23, 2025
Instrument	2025R02756
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4522 MEADOW LN, RUMA, IL 62278-2642

Mortgage

Document Number	2025R02757
Date	Sep 25, 2025
Instrument	2025R02757

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH IL
Recording Date	Sep 25, 2025
Property Address	4522 MEADOW LN, RUMA, IL 62278-2642
Document Number	2025R02756
Instrument Date	Sep 23, 2025
Instrument	2025R02756
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4522 MEADOW LN, RUMA, IL 62278-2642

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH IL
Recording Date	Aug 7, 2019
Property Address	4522 MEADOW LN, RUMA, IL 62278-2642
Document Number	2019R02515
Instrument Date	Aug 6, 2019
Instrument	2019R02515
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4522 MEADOW LN, RUMA, IL 62278-2642

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Ruma Village
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,019.00 (+21.73%) Homeowner's exemption Senior Citizen's exemption	$60,175 (+6.83%) Land $1,345 Building $58,830	$180,525 (+6.83%) Land $4,035 Building $176,490
2024	$2,480.00 (+18.26%) Homeowner's exemption Senior Citizen's exemption	$56,330 (+14.2%) Land $1,260 Building $55,070	$168,990 (+14.2%) Land $3,780 Building $165,210
2022	$2,097.00 Homeowner's exemption Senior Citizen's exemption	$49,325 Land $1,105 Building $48,220	$147,975 Land $3,315 Building $144,660

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRAIRIE DU ROCHER serves 759 people · EPA ID IL1570400
Water Source	Purchased groundwater from RUMA
Last State Inspection	Oct 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Meadow Ln

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