4502 Meadow Ln, Ruma (Red Bud), IL 62278 Property Records

Randolph County property record for 4502 Meadow Ln, Ruma, IL 62278

Property Summary

Property Type	Single Family Home
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Company Names on Record
Last Sale	$181,500 (Mar 2007)
Tax Bill	$2,715 (2025)
Deeds & Mortgages	Apr 2026 Sale Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-006-008-00`

Property Details

APN / Parcel Number

Primary APN	`14-006-008-00`

Exterior

Lot Area	38,333 sqft (0.88 acres)

Location & Zoning

Street Address	4502 MEADOW LN
City	RUMA
State	IL
Zip	62278-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	288/314 695/69 853/977 2007R00502 2010R00602 PT NE NW SEC 5 T5R8
Legal Range	08
Legal Township	05
Legal Section	05
Jurisdiction	RANDOLPH IL
Township / Civil Division	RUMA
Census Block Group	2
Census Block	2037
Census Tract	950900

Owner

Source: Randolph County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4502 MEADOW LN, RUMA, IL 62278-2642
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Feb 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2007 · Amount on Record
Deed Sale	Mar 29, 2007 · Amount on Record
Deed Document Number	2007502
Last Transfer Date	Feb 3, 2010
Transfer Doc	0201000602
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	RANDOLPH IL
Recording Date	Apr 7, 2026
Property Address	4502 MEADOW LN, RUMA, IL 62278-2642
Document Number	0000001005
Instrument Date	Mar 30, 2026
Instrument	20261005
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	4502 MEADOW LN, RUMA, IL 62278-2642

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	4502 MEADOW LN, RUMA, IL 62278-2642
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R00537
Date	Feb 8, 2017
Instrument	2017R00537

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 18, 2026

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH IL
Property Address	4502 MEADOW LN, RUMA, IL 62278-2642
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R04128
Date	Oct 21, 2021
Instrument	2021R04128

Lender

Name	DIETERICH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Randolph County
Municipality	Ruma Village
Unified School District	Red Bud Community Unit School District 132 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,715.00 (+7.65%) Homeowner's exemption	$58,000 (+6.82%) Land $1,345 Building $56,655	$174,000 (+6.82%) Land $4,035 Building $169,965
2024	$2,522.00 (+16.27%) Homeowner's exemption	$54,295 (+14.2%) Land $1,260 Building $53,035	$162,885 (+14.2%) Land $3,780 Building $159,105
2022	$2,169.00 Homeowner's exemption	$47,545 Land $1,105 Building $46,440	$142,635 Land $3,315 Building $139,320

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1993)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRAIRIE DU ROCHER serves 759 people · EPA ID IL1570400
Water Source	Purchased groundwater from RUMA
Last State Inspection	Oct 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company Fixed Wireless · DSL · Fiber in parts of the area	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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