45211 Dory Ln, Piney Point, MD 20674 Property Records

St. Mary's County property record for 45211 Dory Ln, Piney Point, MD 20674 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,096 sqft · built 1999
Lot Size	0.128 acres (5,586 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (Dec 2019)
Tax Bill	$2,995 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-031787`

Property Details

APN / Parcel Number

Primary APN	`02-031787`
Alternative APNs	`2031787` `031787`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,096 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,586 sqft (0.128 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	68 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	031787
Street Address	45211 DORY LN
City	PINEY POINT
State	MD
Zip	20674-3005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 PHASE TWO POTOMAC SANDS
Legal Subdivision	POTOMAC SANDS
Legal Phase	2
Legal Lot Number	14
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	3
Census Block	3015
Census Tract	876101

Owner

Source: St. Mary's County records · APN 02-031787

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45211 DORY LN, PINEY POINT, MD 20674-3005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 03, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Dec 09, 2019	Grant Deed, Transfer · VA Mortgage CORNERSTONE HM LNDG
Feb 02, 2017	Grant Deed, Transfer · VA Mortgage SOUTHERN TR MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 09, 2019 · Amount on Record
Deed Sale	Dec 09, 2019 · Amount on Record
Prior Sale	Feb 02, 2017 · Amount on Record
Deed Book / Page	5224 / 191
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	45211 DORY LN, PINEY POINT, MD 20674-3005
Transaction Type	Mortgage
Record Updated	Jul 05, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057990033
Date	Jun 03, 2021
Book Page	5799/33

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Dec 09, 2019
Property Address	45211 DORY LN, PINEY POINT, MD 20674-3005
Document Number	0052240191
Book / Page	005224 / 000191
Instrument Date	Dec 02, 2019
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	BAY COUNTY SETTLEMENTS INC, BAY CNTY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$299.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46860 HILTON DR #323 LEXINGTON PARK MD 206533722, 323, LEXINGTON PARK, MD 20653-3722

Mortgage

Document Number	52240199
Date	Dec 09, 2019
Book Page	005224/000199

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 08, 2049

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Feb 02, 2017
Property Address	45211 DORY LN, PINEY POINT, MD 20674-3005
Document Number	0045800051
Book / Page	004580 / 000051
Instrument Date	Jan 27, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45211 DORY LN PINEY POINT MD 206743005, PINEY POINT, MD 20674-3005

Mortgage

Document Number	45800057
Date	Feb 02, 2017
Book Page	004580/000057

Lender

Name	SOUTHERN TR MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,300 (+15.02%)	$323,100 (+10.69%) Land $101,100 Building $222,000
2025	$2,995.00 (+6.55%) Homeowner's exemption
2023	$2,811.00 Homeowner's exemption	$262,833	$291,900 Land $91,100 Building $200,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378761013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 221 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	227 units insured 6 under condo master policies
Nearby Flood Claims	16 (2003–2022)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Dec 2022, river or lake flooding
Claims By Storm	Hurricane Isabel, Sep 2003 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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