St. Mary's County property record for 45187 Dory Ln, Piney Point, MD 20674 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,872 sqft · built 1995 |
| Lot Size | 0.239 acres (10,428 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $130,600 (Mar 1995) |
| Tax Bill | $2,896 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-031825 |
| Primary APN | 02-031825 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,872 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,428 sqft (0.239 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 031825 |
|---|---|
| Street Address | 45187 DORY LN |
| City | PINEY POINT |
| State | MD |
| Zip | 20674-3006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 PHASE TWO S/S RT 498 POTOMAC SANDS |
| Legal Subdivision | POTOMAC SANDS |
| Legal Phase | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 876101 |
Source: St. Mary's County records · APN 02-031825
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45187 DORY LN, PINEY POINT, MD 20674-3006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 1995 · Amount on Record |
| Deed Sale | Mar 27, 1995 · Amount on Record |
| Prior Sale | Dec 07, 1994 · Amount on Record |
| Deed Book / Page | 960 / 377 |
| Record Updated | Sep 20, 2026 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,633 (+14.75%) | $312,300 (+11.62%) Land $110,200 Building $202,100 | |
| 2025 | $2,896.00 (+6.51%) Homeowner's exemption | ||
| 2023 | $2,719.00 Homeowner's exemption | $253,267 | $279,800 Land $96,200 Building $183,600 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378761013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 221 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 227 units insured 6 under condo master policies |
| Nearby Flood Claims | 16 (2003–2022) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Dec 2022, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
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