4520 Madonna Rd, Street, MD 21154 Property Records

Harford County property record for 4520 Madonna Rd, Street, MD 21154

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,300 sqft · built 2004
Lot Size6.7 acres (291,852 sqft)
Owner2 Individual Names on Record
Last Sale$860,000 (Jun 2026)
Tax Bill$8,758 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-099591

Property Details

APN / Parcel Number

Primary APN04-099591
Alternative APNs
  • 4099591
  • 099591

Interior

Full Baths5 Baths
Stories2 Stories
Building Area3,300 sqft Total Area
Basement Area1,237 sqft
Finished Basement1,237 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area291,852 sqft (6.7 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
Deck Area192 sqft
Shed1 Shed
Shed Area768 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number099591
Street Address4520 MADONNA RD
CitySTREET
StateMD
Zip21154-1031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionLOT 10 6.70 AC 4520 MADONNA ROAD MADONNA MEADOWS P 105/80
Legal SubdivisionMADONNA MEADOWS
Legal Lot Number10
JurisdictionHARFORD MD
Township / Civil Division4, MARSHALL
Census Block Group1
Census Block1005
Census Tract304101

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4520 MADONNA RD, STREET, MD 21154-1031
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2026 · Amount on Record
Deed SaleJun 29, 2026 · Amount on Record
Prior SaleJun 12, 2013 · Amount on Record
Deed Book / Page17189 / 413
Record UpdatedOct 29, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJun 29, 2026
Property Address4520 MADONNA RD, STREET, MD 21154-1031
Document Number1718000413
Book / Page17189 / 413
Instrument DateJun 23, 2026
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyGUARANTEED TRUST TITLE LLC, GUARANTEED TRUST TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$868,600.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4520 MADONNA RD, STREET, MD 21154-1031

Mortgage

Document Number1718000420,
DateJun 29, 2026
Book Page17189/420
Lender
NameMERIDIAN BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.36%
Max Rate-1%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,758.00 (+15.15%) Homeowner's exemption$798,133 (+7.09%)$851,000 (-) Land $138,500 Building $712,500
2025$7,606.00 (+7.79%) Homeowner's exemption$745,267 (+11.71%)$851,000 (+22.91%) Land $138,500 Building $712,500
2023$667,167$692,400 Land $138,500 Building $553,900
2022$7,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
1,000 / 20
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Madonna Rd

Nearby Streets

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