4418 Madonna Rd, Street, MD 21154 Property Records

Harford County property record for 4418 Madonna Rd, Street, MD 21154

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,247 sqft · built 1985
Lot Size	13.9 acres (606,355 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Oct 2017)
Tax Bill	$5,835 (2026)
Deeds & Mortgages	Feb 2019 Line of Credit Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-043332`

Property Details

APN / Parcel Number

Primary APN	`04-043332`
Alternative APNs	`4043332` `043332`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,247 sqft Total Area
Utility Area	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	606,355 sqft (13.9 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	043332
Street Address	4418 MADONNA RD
City	STREET
State	MD
Zip	21154-1033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LT 1 13.928 AC 4418 MADONNA ROAD LD MADONNA HILLS P45/30
Legal Subdivision	MADONNA HILLS
Legal Lot Number	1
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	1
Census Block	1005
Census Tract	304101

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4418 MADONNA RD, STREET, MD 21154-1033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 13, 2017	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2017 · Amount on Record
Deed Sale	Oct 13, 2017 · Amount on Record
Prior Sale	Oct 8, 1982 · Amount on Record
Deed Document Number	201712555-0487
Deed Book / Page	12555 / 487
Transfer Doc	0000000210
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	4418 MADONNA RD, STREET, MD 21154-1033
Document Number	0131670164
Instrument Date	Feb 5, 2019
Transaction Type	Mortgage
Record Updated	Mar 12, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4418 MADONNA RD STREET MD 211541033, STREET, MD 21154-1033

Mortgage

Document Number	0131670164
Date	Feb 28, 2019
Book Page	013167/000164

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2049

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 13, 2017
Property Address	4418 MADONNA RD, STREET, MD 21154-1033
Document Number	0125550487
Book / Page	012555 / 000487
Instrument Date	Sep 29, 2017
Transaction Type	Transfer
Record Updated	Oct 23, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4418 MADONNA RD STREET MD 211541033, STREET, MD 21154-1033

Mortgage

Document Number	125550491
Date	Oct 13, 2017
Book Page	012555/000491

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 12, 2037

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,835.00 (+15.02%)	$529,933 (+7.06%)	$564,900 (-) Land $174,600 Building $390,300
2025	$5,073.00 (+3.64%)	$494,967 (+9.55%)	$564,900 (+22.8%) Land $174,600 Building $390,300
2023		$451,833	$460,000 Land $174,600 Building $285,400
2022	$4,895.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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