4520 Gilford Dr, Edina (Minneapolis), MN 55435 Property Records

Hennepin County property record for 4520 Gilford Dr, Edina, MN 55435

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.25 ba · 2,272 sqft · built 1961
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$552,000 (Aug 2019)
Tax Bill$9,151 (2025)
Deeds & MortgagesOct 2021 Mortgage
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-028-24-24-0053

Property Details

APN / Parcel Number

Primary APN31-028-24-24-0053

Interior

Bedrooms4 Beds
Full Baths4.25 Baths
Half Baths2 Half Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area2,272 sqft Living Area
Gross Area3,412 sqft
1st Floor Area2,272 sqft
Basement Area1,140 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1990
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions130 ft deep x 115 ft wide
View / LotLake
Garage TypeAttached
Garage Area532 sqft

Exterior Amenities

PorchOpen Porch
Porch Area165 sqft
Deck Area370 sqft
Patio Area654 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address4520 GILFORD DR
CityMINNEAPOLIS
StateMN
Zip55435-4043
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 019 BLOCK 003 T SOUTH GARDEN ESTATES 4TH ADDN 115 X 129.97
Legal Range24
Legal Township028
Legal Section31
Legal Quarter24
Legal SubdivisionSOUTH GARDEN ESTATES 4TH ADDN
Legal Block3
Legal Lot Number19
JurisdictionHENNEPIN MN
Township / Civil DivisionEDINA
Census Block Group1
Census Block1026
Census Tract24003

Owner

4520 Gilford Dr is owned and occupied by two individuals who bought it in August 2019.

Source: Hennepin County records, as of June 23, 2026

Owner of Record2 Individual Names on File
Mailing Address4520 GILFORD DR, MINNEAPOLIS, MN 55435-4043
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONAL BANK OF KANSAS CITY
May 21, 2020Deed of Trust, Mortgage
NBKC BK
Aug 1, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BK
May 15, 2019Deed of Trust, Mortgage · Line of Credit
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2019 · Amount on File
Deed SaleAug 1, 2019 · Amount on File
Prior SaleJan 5, 2000 · Amount on File
Deed Document Number20195632590
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address4520 GILFORD DR, EDINA, MN 55435-4043
Transaction TypeMortgage
Record UpdatedOct 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T05884556
DateOct 7, 2021
InstrumentT05884556
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address4520 GILFORD DR, EDINA, MN 55435-4043
Document Number0005711765
Instrument DateMay 21, 2020
Transaction TypeMortgage
Record UpdatedJun 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4520 GILFORD DR MINNEAPOLIS MN 554354043, MINNEAPOLIS, MN 55435-4043

Mortgage

Document Number0005711765
DateMay 28, 2020
Instrument5711765
Lender
NameNBKC BK
Address8320 WARD PKWY, KANSAS CITY, MO 64114-2027
Agreement
AmountAmount on Record
Term360 Months
DueMay 27, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENNEPIN MN
Recording DateAug 1, 2019
Property Address4520 GILFORD DR, EDINA, MN 55435-4043
Document Number0005632590
Instrument DateJul 24, 2019
Instrument5632590
Transaction TypeTransfer
Record UpdatedAug 15, 2019
Title CompanyTRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,876.80
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4620 GILFORD DR EDINA MN 55435, EDINA, MN 55435

Mortgage

Document Number5632593
DateAug 1, 2019
Instrument5632593
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 31, 2049

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENNEPIN MN
Property Address4520 GILFORD DR, EDINA, MN 55435-4043
Document Number0005625743
Instrument DateMay 15, 2019
Transaction TypeMortgage
Record UpdatedJul 19, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4520 GILFORD DR EDINA MN 554354043, EDINA, MN 55435-4043

Mortgage

Document Number0005625743
DateJul 8, 2019
Instrument5625743
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 7, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4520 Gilford Dr was $9,151.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHennepin County
MunicipalityEdina City
Unified School DistrictEdina Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,151.00$666,200 Land $390,600 Building $275,600$666,200 Land $390,600 Building $275,600
2023$7,686.00 Homeowner's exemption
2022$612,900 Land $310,800 Building $302,100$612,900 Land $310,800 Building $302,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4520 Gilford Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims4 (1987–1997)
Claims Outside the SFHA2 of 4
Most Recent ClaimJul 1997 · Severe Storms, Tornadoes, High Winds, Flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, Jul 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4520 Gilford Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEdina
serves 53,494 people · EPA ID MN1270011
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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