Hennepin County property record for 4508 Gilford Dr, Edina, MN 55435
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.75 ba · 3,051 sqft · built 1962 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $950,000 (Jul 2023) |
| Tax Bill | $13,905 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-028-24-24-0056 |
| Primary APN | 31-028-24-24-0056 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,051 sqft Living Area |
| Gross Area | 3,692 sqft |
| 1st Floor Area | 3,051 sqft |
| Basement Area | 641 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 192 ft deep x 80 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 235 sqft |
| Deck Area | 772 sqft |
| Patio Area | 772 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 4508 GILFORD DR |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55435-4043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 022 BLOCK 003 T SOUTH GARDEN ESTATES 4TH ADDN S 80X192X80X181 |
| Legal Range | 24 |
| Legal Township | 028 |
| Legal Section | 31 |
| Legal Quarter | 24 |
| Legal Subdivision | SOUTH GARDEN ESTATES 4TH ADDN |
| Legal Block | 3 |
| Legal Lot Number | 22 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | EDINA |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 24003 |
4508 Gilford Dr is owned and occupied by two individuals who bought it in July 2023.
Source: Hennepin County records, as of June 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4508 GILFORD DR, MINNEAPOLIS, MN 55435-4043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Apr 17, 2020 | Deed of Trust, Mortgage BELL BK |
| Apr 17, 2020 | Deed of Trust, Mortgage · Line of Credit BELL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2023 · Amount on File |
| Deed Sale | Jul 26, 2023 · Amount on File |
| Prior Sale | Mar 29, 2016 · Amount on File |
| Deed Document Number | 20236025972 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Jul 26, 2023 |
| Property Address | 4508 GILFORD DR, EDINA, MN 55435-4043 |
| Document Number | 00T6025972 |
| Instrument Date | Jul 12, 2023 |
| Instrument | T6025972 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2023 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4508 GILFORD DR, EDINA, MN 55435-4043 |
| Document Number | 00T6025973 |
|---|---|
| Date | Jul 26, 2023 |
| Instrument | T6025973 |
| Name | LUMINATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4508 GILFORD DR, EDINA, MN 55435-4043 |
| Document Number | 0005705129 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4508 GILFORD DR EDINA MN 554354043, EDINA, MN 55435-4043 |
| Document Number | 0005705129 |
|---|---|
| Date | May 4, 2020 |
| Instrument | 5705129 |
| Name | BELL BK |
|---|---|
| Address | MINNEAPOLIS, MN 55416 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | May 3, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4508 GILFORD DR, EDINA, MN 55435-4043 |
| Document Number | 0005724965 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4508 GILFORD DR EDINA MN 554354043, EDINA, MN 55435-4043 |
| Document Number | 0005724965 |
|---|---|
| Date | Jul 9, 2020 |
| Instrument | 5724965 |
| Name | BELL BK |
|---|---|
| Address | MINNEAPOLIS, MN 55416 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 8, 2030 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4508 Gilford Dr was $13,905.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Edina City |
| Unified School District | Edina Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,905.00 | $967,000 Land $390,600 Building $576,400 | $967,000 Land $390,600 Building $576,400 |
| 2023 | $10,778.00 Homeowner's exemption | ||
| 2022 | $825,300 Land $310,800 Building $514,500 | $825,300 Land $310,800 Building $514,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4508 Gilford Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1987–1997) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 1997 · Severe Storms, Tornadoes, High Winds, Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4508 Gilford Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Edina serves 53,494 people · EPA ID MN1270011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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