4520 Elliot Ranch Rd, Elk Grove, CA 95758 Property Records

Sacramento County property record for 4520 Elliot Ranch Rd, Elk Grove, CA 95758

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,735 sqft · built 2004
Lot Size0.157 acres (6,840 sqft)
OwnerCompany Name on Record
Last Sale$42,000 (Apr 2007)
Tax Bill$6,464 (2025)
Deeds & MortgagesApr 2021 Mortgage
Aug 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN119-2060-010-0000

Property Details

APN / Parcel Number

Primary APN119-2060-010-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,735 sqft Living Area
1st Floor Area1,735 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area6,840 sqft (0.157 acres)
Garage Area451 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4520 ELLIOT RANCH RD
CityELK GROVE
StateCA
Zip95758-3965
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionELLIOT RANCH EAST, LOT 10
Legal SubdivisionELLIOT RANCH EAST
Legal Lot Number10
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2000
Census Tract9622

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2607 E NEUTRA CT, ELK GROVE, CA 95758-7480
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Aug 10, 2021Intrafamily Transfer, Transfer
Apr 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
May 28, 2019Quit Claim Deed, Mortgage · Conventional Mortgage
ON Q FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2007 · Amount on Record
Deed SaleApr 25, 2007 · Amount on Record
Prior SaleSep 29, 2004 · Amount on Record
Deed Book / Page20070425 / 513
Transfer Doc0000000513
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4520 ELLIOT RANCH RD, ELK GROVE, CA 95758-3965
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2607 E NEUTRA CT, ELK GROVE, CA 95758-7480

Mortgage

Document Number0000002083
DateApr 29, 2021
Instrument202104292083
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateAug 10, 2021
Property Address4520 ELLIOT RANCH RD, ELK GROVE, CA 95758-3965
Document Number0000001981
Map ReferenceMB 323 PG 11
Instrument DateMay 23, 2021
Instrument202108101981
Transaction TypeTransfer
Record UpdatedMay 15, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2607 E NEUTRA CT, ELK GROVE, CA 95758-7480

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address4520 ELLIOT RANCH RD, ELK GROVE, CA 95758-3965
Transaction TypeMortgage
Record UpdatedMay 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address2607 E NEUTRA CT, ELK GROVE, CA 95758-7480

Mortgage

Document Number4290000002083
DateApr 29, 2021
Book Page20210429/2083
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

May 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateMay 28, 2019
Property Address4520 ELLIOT RANCH RD, ELK GROVE, CA 95758-3965
Document Number1905281231
Instrument DateMay 24, 2019
Instrument1905281231
Transaction TypeMortgage
Record UpdatedJun 10, 2019
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2607 E NEUTRA CT ELK GROVE CA 957587480, ELK GROVE, CA 95758-7480

Mortgage

Document Number1905281232
DateMay 28, 2019
Instrument1905281232
Lender
NameON Q FIN'L
TypeFunding / Finance Company
AddressTEMPE, AZ 85281
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 27, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityElk Grove City
Unified School DistrictElk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$495,939 (+2%) Land $139,961 Building $355,978
2025$6,464.00 (+0.81%)$486,216 (+4.04%) Land $137,217 Building $348,999
2024$6,412.00 (+2.77%)
2023$6,239.00 (+2.19%)$467,338 Land $131,890 Building $335,448
2022$6,105.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCWA - LAGUNA/VINEYARD
serves 188,417 people · EPA ID CA3410029
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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