4415 Elliot Ranch Rd, Elk Grove, CA 95758 Property Records

Sacramento County property record for 4415 Elliot Ranch Rd, Elk Grove, CA 95758

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,188 sqft · built 1998
Lot Size	0.279 acres (12,166 sqft)
Owner	2 Individual Names on File
Last Sale	$451,500 (Apr 2017)
Tax Bill	$5,915 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`119-1350-097-0000`

Property Details

APN / Parcel Number

Primary APN	`119-1350-097-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,188 sqft Living Area
1st Floor Area	2,188 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	12,166 sqft (0.279 acres)
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4415 ELLIOT RANCH RD
City	ELK GROVE
State	CA
Zip	95758-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	PCL 345 RECORD OF SURVEY BK 55 PG 6.
Legal Subdivision	LAGUNA MERIDIAN A 01
Legal Lot Number	345
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3010
Census Tract	9618

Owner

4415 Elliot Ranch Rd is owned and occupied by two individuals who bought it in April 2017.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4415 ELLIOT RANCH RD, ELK GROVE, CA 95758-3807
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · FHA Mortgage OPEN MORTGAGE LLC
Aug 13, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 11, 2017	Grant Deed, Transfer · FHA Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2017 · Amount on File
Deed Sale	Apr 11, 2017 · Amount on File
Prior Sale	Jan 31, 2014 · Amount on File
Deed Book / Page	20170411 / 1358
Prior Transfer Date	May 22, 2002
Prior Transfer Doc	2002000312
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4415 ELLIOT RANCH RD, ELK GROVE, CA 95758-3807
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 ELLIOT RANCH RD, ELK GROVE, CA 95758-3807

Mortgage

Document Number	0000000953
Date	Feb 14, 2022
Instrument	2022021400953

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4415 ELLIOT RANCH RD, ELK GROVE, CA 95758-3807
Document Number	2009081568
Instrument Date	Aug 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 ELLIOT RANCH RD ELK GROVE CA 957583807, ELK GROVE, CA 95758-3807

Mortgage

Document Number	2009081568
Date	Sep 8, 2020
Instrument	2009081568

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Sep 7, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 11, 2017
Property Address	4415 ELLIOT RANCH RD, ELK GROVE, CA 95758-3807
Document Number	4110000001358
Book / Page	20170411 / 1358
Map Reference	MB 9603-19 PG 366
Instrument Date	Apr 9, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4415 ELLIOT RANCH RD, ELK GROVE, CA 95758-3807

Mortgage

Document Number	201704111359
Date	Apr 11, 2017
Instrument	20170411/1359

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4415 Elliot Ranch Rd was $5,915 with a homeowner's exemption, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$534,476 (+2%) Land $112,457 Building $422,019
2025	$5,915.00 (+0.9%) Homeowner's exemption	$523,997 Land $110,252 Building $413,745
2024	$5,862.00 (+2.81%)
2023	$5,702.00 (+1.75%) Homeowner's exemption	$503,652 Land $105,972 Building $397,680
2022	$5,604.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4415 Elliot Ranch Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4415 Elliot Ranch Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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