Adams County property record for 4520 E 109th Ave, Thornton, CO 80233
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,885 sqft · built 1978 |
| Lot Size | 0.195 acres (8,475 sqft) |
| Owner | Individual Name on File |
| Last Sale | $345,000 (Dec 2017) |
| Tax Bill | $1,338 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1721-07-2-15-007 |
| Primary APN | 1721-07-2-15-007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,885 sqft Living Area |
| Gross Area | 2,729 sqft |
| 1st Floor Area | 1,885 sqft |
| Basement Area | 840 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,475 sqft (0.195 acres) |
| Lot Dimensions | 113 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Wood Porch |
|---|---|
| Porch Area | 444 sqft |
| Deck Area | 344 sqft |
| Patio Area | 344 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | R0074433 |
|---|---|
| Street Address | 4520 E 109TH AVE |
| City | THORNTON |
| State | CO |
| Zip | 80233-5404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:GRANGE CREEK PHASE 1 PUD FILING NO 4 LOT:139 |
| Legal Range | 67W |
| Legal Township | 02S |
| Legal Section | 07 |
| Legal Quarter | 2 |
| Legal Subdivision | GRANGE CREEK |
| Legal Lot Number | 139 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | WEST ADAMS |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 8534 |
Source: Adams County records · APN 1721-07-2-15-007
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4520 E 109TH AVE, THORNTON, CO 80233-5404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 22, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2017 · Amount on Record |
| Deed Sale | Dec 22, 2017 · Amount on Record |
| Prior Sale | Oct 22, 2012 · Amount on Record |
| Deed Document Number | 2017112775 |
| Prior Transfer Date | Dec 18, 1998 |
| Prior Transfer Doc | 000C488385 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 4520 E 109TH AVE, THORNTON, CO 80233-5404 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000041880 |
|---|---|
| Date | May 15, 2017 |
| Instrument | 2017000041880 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 4520 E 109TH AVE, THORNTON, CO 80233-5404 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Title Company | PRESTIGE TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000110761 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020000110761 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Nov 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Dec 22, 2017 |
| Property Address | 4520 E 109TH AVE, THORNTON, CO 80233-5404 |
| Document Number | 0000112775 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 2017000112775 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | ID 00000 |
| Name | Verified Name |
|---|---|
| Address | 4520 E 109TH AVE, THORNTON, CO 80233-5404 |
| Document Number | 0000112776 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 2017000112776 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
Source: Adams County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Thornton City |
| Unified School District | Adams 12 Five Star Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,338.00 (-60.44%) | $34,340 (-5.66%) Land $6,460 Building $27,880 | $505,000 (-6.13%) Land $95,000 Building $410,000 |
| 2024 | $3,382.00 (-14.83%) | ||
| 2023 | $3,971.00 (+13.36%) | $36,400 (+14.47%) Land $6,090 Building $30,310 | $538,000 (+17.57%) Land $90,000 Building $448,000 |
| 2022 | $3,503.00 | $31,800 Land $11,400 Building $20,400 | $457,581 Land $164,000 Building $293,581 |
Source: FEMA National Flood Hazard Layer, Adams County (08001C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 591 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber Fiber | 2,000 / 2,000 |
| BIF IV Intrepid HoldCo Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| JAB Wireless Fixed Wireless | 300 / 60 |
| Lumen Technologies DSL | 140 / 20 |
May also be available: Aerux, T-Mobile USA, Verizon.
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF THORNTON serves 226,465 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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